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UK Lender Details Directory

This directory helps you understand who a lender, bank, finance provider or debt collector is, what they do, how to check their regulatory status, and where to find official contact and support information.

General guidance only. Information is for reference and should be verified with the company, the FCA Register, or Companies House before relying on it. Fields marked “Not verified” have not been independently confirmed. Ask Fin is not a lender, broker, debt adviser or claims management company.

How to use this directory

1

Search the company

Search by company name, trading name, brand name or FCA FRN in the search bar below.

2

Check the company type

Check whether it is a lender, bank, debt collector, debt purchaser, broker or advice organisation — they are different.

3

Verify FCA and Companies House

Use the FCA Register and Companies House links on each page before taking any action.

4

Get free help if needed

If you are in difficulty with repayments or debt, contact StepChange, National Debtline, Citizens Advice or MoneyHelper for free regulated help.

Important differences to understand

Lender

Provides credit directly to you — a loan, credit card, mortgage or finance agreement.

Broker

Introduces you to lenders but usually does not provide the credit itself. Should be FCA-authorised.

Debt collector

Collects money on behalf of the original creditor, who still owns the debt.

Debt purchaser

Buys the debt outright from the original creditor and becomes the new legal owner.

Solicitor (debt recovery)

May be acting in legal recovery proceedings. Do not ignore letters — seek free advice promptly.

Free debt advice charity

Provides regulated, confidential help for people struggling with debt. StepChange, National Debtline and Citizens Advice are examples.

Lender vs broker explained → · Debt collector vs debt purchaser →

Showing 150 of 150 companies

Barclays Bank UK PLC

Also: Barclays; Barclaycard

Bank

Barclays Bank UK PLC is one of the largest retail banks in the United Kingdom. It is the ring-fenced UK retail and business banking arm of B

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HSBC UK Bank plc

Also: HSBC; HSBC UK; first direct (trading name — see separate record)

Bank

HSBC UK Bank plc is the ring-fenced UK retail and commercial banking subsidiary of HSBC Holdings, one of the world's largest banking groups.

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Lloyds Bank plc

Also: Lloyds Bank; Lloyds

Bank

Lloyds Bank plc is one of the UK's oldest and largest high street banks, with roots going back to 1765. Today it is part of Lloyds Banking G

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National Westminster Bank Plc

Also: NatWest; NatWest Bank

Bank

National Westminster Bank Plc, known as NatWest, is one of the UK's four largest high street banks. It is part of NatWest Group, which also

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Santander UK plc

Also: Santander; Santander UK

Bank

Santander UK plc is the UK subsidiary of Banco Santander, one of the largest banking groups in Europe with its headquarters in Spain. In the

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Nationwide Building Society

Also: Nationwide

Bank

Nationwide Building Society is the largest building society in the world and one of the UK's biggest mortgage lenders. Unlike a bank, it is

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TSB Bank plc

Also: TSB

Bank

TSB Bank plc is a UK retail bank that focuses primarily on personal banking. It was separated from Lloyds Banking Group in 2013 and is now o

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Virgin Money UK PLC

Also: Virgin Money; Clydesdale Bank; Yorkshire Bank

Bank

Virgin Money UK was a UK retail bank that operated under the Virgin Money brand. It offered current accounts, savings accounts, mortgages, c

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Metro Bank PLC

Also: Metro Bank

Bank

Metro Bank plc is a UK high street bank founded in 2010. It was the first new high street bank to open in the UK in over 100 years and built

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Co-operative Bank p.l.c.

Also: Co-operative Bank; The Co-op Bank; smile (online banking brand)

Bank

The Co-operative Bank plc is a UK retail bank with a long history of ethical banking. It publishes a customer-led ethical policy that sets o

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Monzo Bank Ltd

Also: Monzo

Challenger Bank

Monzo Bank Ltd is a UK digital bank that operates entirely through a smartphone app. It was founded in 2015 and is one of the best-known cha

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Starling Bank Ltd

Also: Starling Bank; Starling

Challenger Bank

Starling Bank Ltd is a UK digital bank that operates through a smartphone app and online platform. Founded in 2014 and launched to customers

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Revolut Ltd

Also: Revolut; Revolut Bank UK

Challenger Bank

Revolut Ltd is a UK-based fintech company that offers a range of financial services through a smartphone app. It started as a travel money a

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JPMorgan Chase Bank N.A.

Also: Chase UK; Chase; J.P. Morgan

Bank

JPMorgan Chase Bank N.A. is a major US bank that launched a consumer banking service in the UK in 2021 under the Chase brand. The Chase UK c

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HSBC UK Bank plc (trading as first direct)

Also: first direct

Bank

first direct is a telephone and internet bank that has operated in the UK since 1989. It was one of the first banks in the world to offer ba

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Marks and Spencer Financial Services plc

Also: M&S Bank; M&S Insurance

Credit Card Provider

Marks and Spencer Financial Services plc, trading as M&S Bank, is the financial services arm of the M&S retail group. For many years it oper

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Tesco Personal Finance plc

Also: Tesco Bank

Credit Card Provider

Tesco Personal Finance plc, trading as Tesco Bank, was the financial services arm of Tesco, one of the UK's largest supermarket retailers. F

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Sainsbury's Bank plc

Also: Sainsbury's Bank

Credit Card Provider

Sainsbury's Bank plc was the financial services arm of Sainsbury's, the UK supermarket chain. It offered a range of products including credi

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Bank of Scotland plc (trading as Halifax)

Also: Halifax

Bank

Halifax is one of the most recognised banking brands in the UK. It is a trading name of Bank of Scotland plc, which is itself part of Lloyds

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Bank of Scotland plc

Also: Bank of Scotland

Bank

Bank of Scotland plc is one of Scotland's oldest banking institutions, with roots dating back to 1695. Today it is part of Lloyds Banking Gr

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NatWest Markets Plc

Also: Royal Bank of Scotland (NBS — NatWest Branded Services); NatWest Markets

Bank

NatWest Markets plc is the investment banking and financial markets division of NatWest Group. It is a separate legal entity from National W

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Ulster Bank Limited

Also: Ulster Bank

Bank

Ulster Bank Limited is the legal entity behind Ulster Bank, which was a major retail bank in the Republic of Ireland and Northern Ireland. U

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Capital One (Europe) plc

Also: Capital One UK; Ocean Credit Card (historical)

Credit Card Provider

Capital One Europe plc is the UK subsidiary of Capital One, one of the largest credit card companies in the United States. In the UK, it foc

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NewDay Ltd

Also: Aqua; Marbles; Fluid; Bip; Newpay; Amazon Platinum (white label); John Lewis / Argos partnership cards

Credit Card Provider

NewDay Ltd is a UK consumer credit company that specialises in providing credit cards and other credit products. It operates a range of own-

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Vanquis Bank Limited

Also: Vanquis; Moneybarn (sibling brand); Snoop (sibling brand)

Credit Card Provider

Vanquis Bank Limited is a specialist UK bank that provides credit cards and personal loans, primarily to customers who may find it harder to

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American Express Services Europe Limited

Also: American Express; Amex

Credit Card Provider

American Express Services Europe Limited is the UK subsidiary of American Express, one of the world's most recognisable financial brands. In

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MBNA Limited

Also: MBNA

Credit Card Provider

MBNA Limited is one of the UK's largest credit card providers. It is a wholly owned subsidiary of Lloyds Banking Group, having been acquired

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Creation Financial Services Limited

Also: Creation; Creation Finance

Credit Card Provider

Creation Financial Services Limited is a UK consumer credit provider that offers credit cards and retail finance products. It is part of the

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Ikano Bank AB (publ) — UK Branch

Also: Ikano Bank; IKEA Financial Services (IKEA credit card/loan product)

Bank

Ikano Bank is a Swedish bank that operates a UK branch offering consumer finance products. It is part of the Ikano Group, which has connecti

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Zopa Bank Limited

Also: Zopa Bank; Zopa; Biscuit (current account brand, 2025)

Challenger Bank

Zopa Bank Limited is a UK digital bank that grew out of Zopa, one of the world's first peer-to-peer lending platforms. The peer-to-peer lend

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Black Horse Ltd

Also: Black Horse Finance

Motor Finance

Black Horse Ltd is one of the UK's largest motor finance providers. It is part of Lloyds Banking Group and operates as the vehicle finance a

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MotoNovo Finance Limited

Also: MotoNovo Finance; FirstRand Bank Ltd t/a MotoNovo Finance

Motor Finance

MotoNovo Finance Limited is a specialist motor finance company that provides vehicle finance in the UK primarily through franchised and inde

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Close Brothers Limited

Also: Close Brothers Motor Finance

Motor Finance

Close Brothers Limited is a UK merchant banking group that provides a range of financial services including motor finance, insurance premium

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Santander Consumer (UK) plc

Also: Santander Consumer Finance

Motor Finance

Santander Consumer (UK) plc is the motor and consumer finance arm of Santander UK. It provides vehicle finance products through car dealersh

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Moneybarn No.1 Limited

Also: Moneybarn

Motor Finance

Moneybarn is a UK vehicle finance company that specialises in providing car, van, and motorbike finance to customers who may find it harder

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Oodle Financial Services Limited

Also: Oodle Car Finance

Motor Finance

Oodle Car Finance is a UK motor finance company that provides used car finance directly to consumers through an online platform and mobile a

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Startline Motor Finance Limited

Also: Startline Motor Finance

Motor Finance

Startline Motor Finance is a specialist motor finance company based in Glasgow. It focuses on providing Hire Purchase finance for used vehic

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BMW Financial Services (GB) Limited

Also: BMW Financial Services; ALPHERA Financial Services; MINI Financial Services

Motor Finance

BMW Financial Services (GB) Limited is the captive finance company of the BMW Group in the UK. It provides vehicle finance products for new

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Volkswagen Financial Services (UK) Limited

Also: Volkswagen Financial Services; VW Financial Services; Audi Financial Services; SEAT Financial Services; ŠKODA Financial Services; Porsche Financial Services

Motor Finance

Volkswagen Financial Services (UK) Limited, often called VWFS, is the captive finance arm of the Volkswagen Group in the UK. It provides veh

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Toyota Financial Services (UK) PLC

Also: Toyota Financial Services; Lexus Financial Services

Motor Finance

Toyota Financial Services (UK) PLC is the captive finance company of Toyota Motor Corporation in the UK. It provides vehicle finance product

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Klarna Bank AB (UK operations)

Also: Klarna; Klarna Financial Services UK Limited

Buy Now Pay Later

Klarna is a Swedish fintech company that provides Buy Now Pay Later services and payment products in the UK and many other countries. It was

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Clearpay Finance Limited

Also: Clearpay; Afterpay (international)

Buy Now Pay Later

Clearpay is a Buy Now Pay Later service that allows shoppers to split purchases into four equal fortnightly payments. It is the UK trading n

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DivideBuy (New Pay Ltd / Deko Technology Ltd)

Also: DivideBuy; Deko; Newpay

Buy Now Pay Later

DivideBuy is a UK Buy Now Pay Later and retail finance provider. It allows shoppers to spread the cost of purchases made with participating

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V12 Retail Finance Limited

Also: V12 Retail Finance; V12 Finance

Buy Now Pay Later

V12 Retail Finance Limited is one of the UK's leading providers of retail finance, offering point-of-sale credit to customers buying product

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Mitsubishi HC Capital UK PLC

Also: Novuna; Novuna Consumer Finance; Novuna Personal Finance; Novuna Business Finance; Novuna Vehicle Solutions

Buy Now Pay Later

Mitsubishi HC Capital UK PLC trades under the brand name Novuna and is a major provider of consumer finance and business finance in the UK.

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Omni Capital Retail Finance Limited

Also: Omni Capital Retail Finance; Omni Capital Finance

Buy Now Pay Later

Omni Capital Retail Finance Limited is a UK provider of point-of-sale retail finance. It offers consumers the ability to spread the cost of

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Snap Finance Limited

Also: Snap Finance UK

Buy Now Pay Later

Snap Finance Limited is a UK consumer finance company that provides short-term lending and lease-to-own products, primarily for people who m

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Lowell Financial Ltd / Lowell Portfolio I Ltd

Also: Lowell; Lowell Financial; Lowell Portfolio I

Debt Collector

Lowell is one of the UK's largest debt purchasers and debt collection companies. It buys unpaid debts from banks, credit card companies, tel

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Cabot Financial (UK) Limited

Also: Cabot Financial; Cabot Credit Management

Debt Collector

Cabot Financial is one of the UK's largest debt purchase and debt collection businesses. It buys unpaid debts from banks, credit card compan

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PRA Group (UK) Limited

Also: PRA Group

Debt Collector

PRA Group UK Limited is a debt purchaser and debt collection company. It is the UK arm of PRA Group, one of the largest debt buyers in the w

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Arrow Global Limited

Also: Arrow Global; Norfina (Ireland/EU operations name — not confirmed as separate UK FCA entity)

Debt Collector

Arrow Global is a debt purchaser and asset management company with operations across Europe, including in the UK. It buys portfolios of unpa

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Intrum UK Finance Limited

Also: Intrum; Intrum UK; 1st Credit (legacy)

Debt Collector

Intrum is a European credit management company with a significant presence in the UK. It operates across debt purchase, debt collection, and

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Moorcroft Debt Recovery Limited

Also: Moorcroft Debt Recovery; Moorcroft

Debt Collector

Moorcroft Debt Recovery Limited is a UK debt collection agency. Unlike debt purchasers, Moorcroft typically collects debts on behalf of the

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Capquest Debt Recovery Limited

Also: Capquest; Capquest Debt Recovery

Debt Collector

Capquest Debt Recovery Limited is a UK debt purchaser and debt collection company. It buys portfolios of unpaid consumer debt and then works

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Link Financial Outsourcing Limited

Also: Link Financial; Link Financial Outsourcing

Debt Collector

Link Financial Outsourcing Limited is a UK-based debt purchasing and debt collection company. It buys portfolios of consumer credit debt fro

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Robinson Way Limited

Also: Robinson Way; Hoist Finance UK (formerly)

Debt Collector

Robinson Way Limited is a UK debt collection agency. It typically collects debts on behalf of creditors or debt purchasers rather than ownin

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Wescot Credit Services Limited

Also: Wescot; Wescot Credit Services

Debt Collector

Wescot Credit Services Limited is a UK debt collection agency that collects debts on behalf of creditors and debt purchasers. It does not ty

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Zinc Group Limited

Also: Zinc Group; Zinc Credit Management; Zinc Collections

Debt Collector

Zinc Group Limited is a UK debt collection and credit management company. It provides debt collection services to a range of businesses incl

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Credit Resource Solutions Limited

Also: CRS; CRS Credit Resource Solutions; payCRS

Debt Collector

Credit Resource Solutions Limited (CRS) is a UK debt collection company that operates the PayCRS brand. It provides debt collection services

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BPO Collections Limited

Also: BPO Collections

Debt Collector

BPO Collections Limited is a UK debt collection agency that provides collection services to businesses across a range of sectors. BPO acts a

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Pastdue Credit Solutions Limited

Also: PDCS; Pastdue Credit Solutions

Debt Collector

PastDue Credit Solutions Limited is a UK debt collection company that operates primarily in Scotland, though it collects debts across the UK

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Resolvecall Limited

Also: Resolvecall

Debt Collector

ResolveCall Limited is a UK debt collection and field agent company. It provides debt collection services including doorstep collection visi

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Advantis Credit Limited

Also: Advantis Credit; Advantis

Debt Collector

Advantis Credit Limited is a UK debt collection agency that provides collection services to businesses including financial institutions, uti

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Lantern Debt Recovery Services Limited

Also: Lantern; Motormile Finance UK Ltd (formerly)

Debt Purchaser

Lantern is a UK debt purchaser and debt collection company. It specialises in purchasing portfolios of consumer credit debt from banks, cred

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LFUK25 Limited

Also: Hoist Finance UK Limited (formerly); Robinson Way (sister entity)

Debt Purchaser

LFUK25 Limited is the UK entity through which Hoist Finance, a Swedish debt management company, operates in the United Kingdom. Hoist Financ

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Overdales Legal Limited

Also: Overdales; Overdales Solicitors; Lowell Solicitors Limited (formerly)

Debt Collector

Overdales Legal Limited is a UK debt collection solicitors firm that recovers debts on behalf of creditors and debt purchasers through legal

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Mortimer Clarke Solicitors Limited

Also: Mortimer Clarke Solicitors; Mortimer Clarke

Debt Collector

Mortimer Clarke Solicitors Limited is a UK law firm that specialises in debt recovery and consumer credit litigation. It acts on behalf of c

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Drydens Limited

Also: Drydensfairfax Solicitors; drydensfairfax; Drydens

Debt Collector

Drydens Limited, trading as Drydensfairfax Solicitors, is a UK law firm that specialises in debt recovery. It handles debt collection legal

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StepChange Debt Charity

Also: StepChange; Consumer Credit Counselling Service (formerly)

Debt Advice

StepChange Debt Charity is one of the UK's largest free debt advice charities. It provides free, confidential, and expert debt advice and de

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PayPlan Limited

Also: PayPlan; Totemic Limited (FCA-authorised trading entity)

Debt Advice

PayPlan is a UK debt management company that provides free debt management plans and debt advice to people in financial difficulty. It is on

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MoneyPlus Group Limited

Also: MoneyPlus Advice; MoneyPlus; Money Wellness

Debt Management

MoneyPlus Group Limited is a UK financial services company that provides debt management plans and Individual Voluntary Arrangements (IVAs).

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Gregory Pennington Limited

Also: Gregory Pennington; Money Wellness

Debt Management

Gregory Pennington Limited is a UK debt management company that provides Debt Management Plans (DMPs) and Individual Voluntary Arrangements

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Creditfix Limited

Also: Creditfix; UK Debt Expert (debt advice arm)

Debt Management

Creditfix Limited is a UK insolvency practice and debt solutions company. It specialises in Individual Voluntary Arrangements (IVAs) and oth

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Carrington Dean Group Limited

Also: Carrington Dean

Debt Management

Carrington Dean Group Limited is a Scottish debt solutions company that specialises in helping people deal with debt using Scottish insolven

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Financial Wellness Group Limited

Also: Financial Wellness Group; FWG

Debt Management

Financial Wellness Group Limited is a UK financial services holding company that operates debt advice and debt management businesses. It own

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The Debt Advisor Limited

Also: The Debt Advisor; The Business Debt Advisor

Debt Advice

The Debt Advisor Limited is a UK debt advice and debt solutions company that helps people manage and resolve unsecured debt. It provides adv

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Money Advice Trust

Also: National Debtline; Business Debtline; Wiseradviser

Debt Advice

The Money Advice Trust is a UK charity that provides free debt advice and money guidance through two main services: National Debtline and Bu

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Citizens Advice

Also: Citizens Advice Bureau (historical); Citizens Advice

Debt Advice

Citizens Advice is a national charity network that provides free, confidential, and impartial advice across a wide range of topics, includin

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Blue Motor Finance Ltd

Also: Blue Motor Finance; Blue; blue.co.uk

Motor Finance

Blue Motor Finance is a UK specialist vehicle finance company that provides car finance for used vehicles, primarily to customers who may no

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Advantage Finance Ltd

Also: Advantage Finance; advantage-finance.co.uk

Motor Finance

Advantage Finance is a UK motor finance company specialising in Hire Purchase agreements for used vehicles. It focuses on customers who have

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Mercedes-Benz Financial Services UK Limited

Also: Mercedes-Benz Financial Services; Mercedes-Benz Finance; MBFS UK

Motor Finance

Mercedes-Benz Financial Services UK Limited is the captive finance company of Mercedes-Benz in the United Kingdom. It provides vehicle finan

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Stellantis Financial Services UK Limited

Also: Stellantis Financial Services; PSA Finance UK Ltd (former name); Vauxhall Finance (predecessor); FCA Automotive Services UK (predecessor); stellantisfinancialservices.co.uk

Motor Finance

Stellantis Financial Services UK Limited provides vehicle finance products in the UK for the Stellantis group of vehicle brands. Stellantis

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RCI Financial Services Limited

Also: Mobilize Financial Services; Mobilize Financial Services UK; Renault Finance; Nissan Finance; Dacia Finance; Alpine Finance; mobilize-fs.co.uk; nissan-fs.co.uk

Motor Finance

RCI Financial Services Limited is the vehicle finance arm of Renault Group in the UK, providing finance products for Renault, Dacia, Nissan,

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FCE Bank PLC

Also: Ford Credit; Ford Credit Europe; Ford Money; Ford Motor Credit; Ford Business Centre

Motor Finance

FCE Bank plc is the captive finance bank of Ford Motor Company in the UK and Europe. It provides vehicle finance products for new and used F

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PSA Finance UK Limited

Also: PSA Finance UK; PSA Finance

Motor Finance

PSA Finance UK Limited was the vehicle finance arm for PSA Group brands in the UK, including Peugeot, Citroën, DS Automobiles, and Vauxhall.

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PayPal UK Ltd

Also: PayPal; PayPal Credit; PayPal Pay in 3

Buy Now Pay Later

PayPal UK Ltd is the UK entity of PayPal, one of the world's most widely used online payment services. In the UK, PayPal is primarily known

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Laybuy Holdings (UK) Limited

Also: Laybuy; Laybuy UK

Buy Now Pay Later

Laybuy was a Buy Now Pay Later company that operated in the UK, offering consumers the ability to split purchases into six weekly payments.

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Tymit Ltd

Also: Tymit

Credit Card Provider

Tymit was a UK fintech company that offered a credit card product with flexible repayment features. Its card allowed users to choose how to

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Specialist Lending Ltd

Also: Duologi

Retail Finance

Specialist Lending Limited is a UK consumer finance company that trades as Duologi. It provides point-of-sale retail finance products throug

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NewDay Technology Ltd

Also: Deko; Pay4Later (former trading name — legal entity renamed from Pay4Later Limited to NewDay Technology Ltd on 1 October 2024)

Retail Finance

NewDay Technology Limited operates the Deko brand, which provides a retail finance technology platform and consumer credit products. Deko co

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JC International Acquisition LLC

Also: JCIA; Jefferson Capital International; JC International Acquisition

Debt Purchaser

JC International Acquisition LLC is a debt purchasing entity that buys and manages portfolios of consumer debt in the UK. It operates throug

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Asset Link Capital (No. 5) Limited

Also: Asset Link Capital; Asset Link Capital No.5

Debt Purchaser

Asset Link Capital No. 5 Limited is a UK debt purchasing vehicle. Companies like this are often special purpose entities used to hold portfo

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Opos Limited

Also: Opos; OPOS

Debt Collector

OPOS Limited is a UK debt collection and debt purchase company. It buys portfolios of consumer debt and manages the recovery of those debts.

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Credit Style Limited

Also: Credit Style

Debt Collector

Credit Style Limited is a UK debt collection company that collects debts on behalf of creditors and debt purchasers. It acts as a collection

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Zinc Group Ltd

Also: Zinc Group; The Zinc Group; Zinc

Debt Collector

Zinc Group Ltd is a UK debt collection and credit management company. It provides collection services to businesses in sectors including uti

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Lowell Solicitors Limited

Also: Lowell Solicitors; formerly traded as Lowell Legal Limited

Debt Collector

Lowell Solicitors Limited is a law firm within the Lowell Group that handles debt recovery legal proceedings on behalf of Lowell Financial L

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Intrum UK Limited

Also: 1st Credit; 1st Credit Finance; 1st Credit (Finance) Ltd (historical); Intrum

Debt Collector

Intrum UK Limited is the debt collection entity within the Intrum group in the UK. Intrum UK Limited handles the collection activity on debt

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Inclusive Finance Limited

Also: Creditspring

Personal Loan Provider

Inclusive Finance Limited operates the Creditspring service, which is a UK consumer credit product designed as an alternative to payday loan

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Oakbrook Finance Limited

Also: Likely Loans (historical — brand renamed to Finio Loans, then rebranded to OakbrookAdvance December 2025); Finio Loans (historical); OakbrookAdvance; Oakbrook Loans

Personal Loan Provider

Oakbrook Finance Limited is a UK direct lender that provides personal loans. It operates under the brand name Likely Loans and focuses on pr

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Gain Credit LLC

Also: Lending Stream; Drafty

Personal Loan Provider

Gain Credit LLC operates the Lending Stream brand in the UK. Lending Stream is a short-term instalment loan provider that offers loans repay

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PDL Finance Limited

Also: Mr Lender

Personal Loan Provider

PDL Finance Limited operates the Mr Lender brand in the UK. Mr Lender provides short-term instalment loans, typically repayable over several

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Everyday Lending Limited

Also: Evlo; Everyday Loans

Personal Loan Provider

Everyday Lending Limited operates under the Everyday Loans and Eddy brands, offering branch-based personal loans to customers who may not qu

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N Brown Group Limited

Also: JD Williams; Simply Be; Jacamo; Ambrose Wilson; Fashion World; Marisota; Oxendales; Home Essentials

Retail Finance

N Brown Group Limited is a UK online retailer and financial services provider. It operates several well-known catalogue and online shopping

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Very Group Financial Services Limited

Also: Very; Littlewoods; Very Pay

Buy Now Pay Later

Very Group Financial Services Limited is the financial services arm of The Very Group, which owns Very.co.uk, one of the UK's largest online

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EOS Solutions UK Plc

Also: EOS Solutions UK

Debt Collector

EOS Solutions UK plc is the UK arm of EOS Group, a large European debt management and debt purchasing business with operations across multip

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Equita Limited

Also: Equita; ColX Group (parent brand)

Debt Collector

Equita Limited is a UK enforcement agency — commonly referred to as a bailiff company. It is authorised to carry out enforcement action on b

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Shoosmiths LLP

Also: Shoosmiths; Swiitch (conveyancing brand)

Debt Collector

Shoosmiths LLP is a large UK law firm with a significant debt recovery practice alongside its broader commercial legal services. Its debt re

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HF Limited

Also: HF; Horwich Farrelly; Horwich Farrelly Limited

Debt Collector

HF Limited, trading as HF Resolve, is a UK debt recovery law firm that acts on behalf of lenders and debt purchasers to recover consumer deb

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Restons Solicitors Limited

Also: Restons Solicitors; Restons

Debt Collector

Restons Solicitors Limited is a UK law firm specialising in consumer debt recovery. It acts on behalf of lenders, debt purchasers, and other

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Howard Cohen & Co Solicitors

Also: Howard Cohen & Co; O'Garra Cohen Cramer; Cohen Cramer

Debt Collector

Howard Cohen and Co Solicitors was a UK debt recovery law firm that acted on behalf of lenders and debt purchasers to recover consumer debts

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Fredrickson International Limited

Also: Fredrickson International; Fredpay

Debt Collector

Fredrickson International Limited was a UK debt collection company. It collected debts on behalf of creditors and debt purchasers. The compa

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Allied International Credit (UK) Limited

Also: AIC; Allied International Credit

Debt Collector

Allied International Credit (AIC) UK Limited is a debt collection company that provides collection services in the UK and internationally. I

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Reliable Collections Limited

Also: Reliable Collections

Debt Collector

Reliable Collections Limited was the in-house debt collection company for N Brown Group, the catalogue and online retail group. It collected

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Mackenzie Hall Limited

Also: Mackenzie Hall; Mackenzie Hall Debt Collectors

Debt Collector

Mackenzie Hall Limited was a UK debt collection company that bought and collected consumer debts. The brand has since been absorbed into PRA

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iQor Recovery Services Limited

Also: iQor Recovery Services; iQor; Akinika Debt Recovery (rebranded successor)

Debt Collector

iQor Recovery Services Limited was a UK debt collection company. The business has since been rebranded to Akinika Debt Recovery. If you rece

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Pepper Money Limited

Also: Pepper Money; Pepper (UK) Limited (former name)

Mortgage

Pepper Money is a specialist mortgage lender that provides residential mortgages to customers who may not qualify for a mortgage from a main

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Together Financial Services Limited

Also: Together Money; Together

Mortgage

Together Financial Services Limited is a UK specialist lender that provides mortgages, bridging loans, and secured loans to personal and bus

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Shawbrook Bank Limited

Also: Shawbrook; Shawbrook Bank

Bank

Shawbrook Bank Limited is a UK specialist bank that focuses on lending to small and medium-sized businesses and property investors, alongsid

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Aldermore Bank PLC

Also: Aldermore; Aldermore Bank

Bank

Aldermore Bank plc is a UK specialist bank focused on providing financial services to small and medium-sized businesses and property investo

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Hampshire Trust Bank PLC

Also: HTB; Hampshire Trust Bank

Bank

Hampshire Trust Bank plc is a UK specialist bank that provides asset finance, property finance, and savings products. It focuses primarily o

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Amigo Loans Ltd

Also: Amigo Loans; Amigo

Personal Loan Provider

Amigo Loans Ltd was a UK lender that specialised in guarantor loans — loans where a friend or family member agrees to make repayments if the

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Vanquis Banking Group plc

Also: Vanquis Bank; Moneybarn; Snoop

Credit Card Provider

Vanquis Banking Group plc is the holding company for a group of specialist consumer finance businesses. It is a publicly listed company on t

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Evolution Money Limited

Also: Evolution Money

Mortgage

Evolution Money Limited is a UK specialist lender that provides secured personal loans, also known as second charge mortgages or homeowner l

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Morses Club Limited

Also: Morses Club; Dot Dot Loans (via subsidiary Shelby Finance Ltd)

Personal Loan Provider

Morses Club Limited was a UK home credit lender, also known as doorstep lending. It provided small, short-term loans collected in person at

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Madison CF UK Limited

Also: 118 118 Money

Credit Card Provider

Madison CF UK Limited operates the 118 118 Money brand in the UK. 118 118 Money is a consumer credit provider that offers personal loans and

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Salary Finance Limited

Also: Salary Finance

Personal Loan Provider

Salary Finance Limited is a UK financial wellbeing company that partners with employers to offer employees financial products linked to thei

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Fintern Ltd

Also: Abound

Personal Loan Provider

Fintern Limited operates the Abound brand, which provides personal loans in the UK using artificial intelligence and open banking data to ma

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Lendable Ltd

Also: Lendable

Personal Loan Provider

Lendable Ltd is a UK direct lender that provides personal loans online. It uses technology and data to make quick lending decisions, often p

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Fairscore Ltd

Also: Updraft

Personal Loan Provider

FairScore Limited operates the Updraft brand, which provides a consumer credit product designed as an alternative to overdrafts and payday l

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Pockit Limited

Also: Pockit

Challenger Bank

Pockit Limited provides a prepaid card and basic payment account service aimed at people who cannot access a standard bank account. This inc

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Fair For You Enterprise CIC

Also: Fair for You

Personal Loan Provider

Fair For You Enterprise CIC is a community interest company — a type of not-for-profit social enterprise — that provides affordable home cre

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Funding Circle Ltd

Also: Funding Circle

Business Finance

Funding Circle Ltd is a UK SME lending platform that provides loans to small and medium-sized businesses. It originally operated as a peer-t

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iwoca Ltd

Also: iwoca

Business Finance

Iwoca Ltd is a UK fintech company that provides short-term working capital loans to small businesses. It focuses on quick, flexible lending

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Metro Bank PLC (RateSetter division)

Also: RateSetter

Personal Loan Provider

RateSetter was a peer-to-peer lending platform that matched individuals who wanted to lend money with individuals and businesses who wanted

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Bamboo Limited

Also: Bamboo Loans; Bamboo

Personal Loan Provider

Bamboo Limited is a UK direct lender that provides personal loans online. It offers unsecured personal loans for a range of purposes, includ

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Akinika Debt Recovery Limited

Also: Akinika; iQor Recovery Services (former name)

Debt Collector

Akinika Debt Recovery Limited was a UK debt collection company that provided collection services to businesses across various sectors. The c

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Scotcall Limited

Also: Scotcall

Debt Collector

Scotcall Limited was a UK debt collection company based in Scotland. It provided debt collection and tracing services to businesses includin

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C L Finance Limited

Also: CL Finance; CL Finance Ltd

Debt Collector

CL Finance Limited was a UK debt purchasing and collection company. It acquired and managed portfolios of consumer debts. The company has be

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Experto Credite Limited

Also: Experto Credite

Debt Collector

Experto Credite Limited was a UK debt purchaser that bought portfolios of consumer credit debt and managed their recovery. The company has b

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Buchanan Clark and Wells Limited

Also: BCW Group; Buchanan Clark & Wells; BCW

Debt Collector

Buchanan Clark and Wells Limited was a UK debt collection company that operated in the consumer and commercial debt collection market. The b

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Marlin Financial Services Ltd

Also: Marlin Financial Services; Marlin; Cabot Financial (Marlin) Limited

Debt Collector

Marlin Financial Services Ltd was a UK debt purchaser that acquired portfolios of consumer credit debts and managed their collection. The co

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Nationwide Debt Recovery Limited

Also: Nationwide Debt Recovery

Debt Collector

Nationwide Debt Recovery Limited was a UK debt collection company that provided collection services to businesses. The company has been diss

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Norton Finance and Mortgages Limited

Also: Norton Finance; Norton Finance Group

Mortgage

Norton Finance and Mortgages Limited is a UK credit broker specialising in secured loans (also called homeowner loans or second charge mortg

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Propel Holdings (UK) Limited

Also: QuidMarket; Curo Transatlantic Limited (historical, separate entity)

Personal Loan Provider

Propel Holdings UK Limited operates the QuidMarket brand, which provides short-term instalment loans in the UK. QuidMarket is a direct lende

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MoneyHelper

Also: MoneyHelper; Money and Pensions Service

Debt Advice

MoneyHelper is a free, impartial money and pensions guidance service operated by the Money and Pensions Service (MaPS), a government-backed

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National Debtline

Also: National Debtline; Money Advice Trust

Debt Advice

National Debtline is a free debt advice service operated by the Money Advice Trust, a registered charity. It provides free, confidential and

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Zilch Technology Limited

Also: Zilch

Buy Now Pay Later

Zilch is a UK-based Buy Now Pay Later provider. Its model is described as ad-subsidised: users may access interest-free credit in exchange f

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Atom Bank plc

Also: Atom Bank; Atom

Challenger Bank

Atom Bank is a UK digital bank, founded in Durham in 2013. It was the first app-only bank in the UK to receive a full banking licence from t

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Kroo Bank Ltd

Also: Kroo; Kroo Bank

Challenger Bank

Kroo is a UK digital bank offering personal current accounts and savings via a mobile app. It launched its current account with a full banki

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First Response Finance Limited

Also: First Response Finance; First Response

Motor Finance

First Response Finance is a UK motor finance provider specialising in hire purchase agreements for customers who may have difficulty obtaini

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