Also known as: Pockit
Pockit Limited provides a prepaid Mastercard and basic payment account to underserved customers, particularly those without standard bank accounts. The FCA cancelled Pockit's own e-money licence in October 2022; services now delivered via partnership with PSI-Pay Ltd (cards) and Modulr FS Ltd (accounts). Pockit Limited (FRN 551245) currently acts as an authorised representative of Steadypay Limited (FRN 789333). Company incorporated in England and Wales; registered address in Cardiff.
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Prepaid Mastercard, basic payment account (no credit check), Direct Debits, BACS/FPS payments, credit builder product. Targeted at customers without access to mainstream banking.
Trading names and group notes
Regulatory change in 2022 means Pockit is no longer itself an authorised e-money institution. Steadypay Limited (CH 10713752) at 128 City Road, London, EC1V 2NX is the principal firm.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.3
Approx. 23,000 (as of mid-2026) reviews
Other review and social proof
Approx. 2,700 reviews on PissedConsumer (negative skew)
Overall public sentiment
Mixed sentiment. Positives: user-friendly app, easy sign-up, no credit check, useful for travel. Negatives: complaints about withdrawal/transfer fees, freezing of accounts and poor customer service resolution on PissedConsumer.
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
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