Free guide — no sign-up needed

UK Benefits Pre-Check Guide

Answer a few simple questions to explore which UK benefit areas may be worth checking further. Takes about 2 minutes.

⚠️ Important — please read before using this guide

This guide is for general information only. It does not confirm your eligibility for any benefit. It does not calculate your entitlement. It does not constitute benefits advice or regulated advice of any kind.

All results should be verified through official sources — including GOV.UK, Turn2Us, entitledto or Citizens Advice — before taking any action.

Tell us a little about your situation

All fields are required. Answers are used only to generate your results — nothing is stored or sent anywhere.

UK benefits — what you need to know

How do I know what benefits I can claim in the UK?

The most reliable way to find out what benefits you may be entitled to is to use an independent benefits calculator such as Turn2Us or entitledto. These tools are free, anonymous and calculate entitlement based on your actual circumstances. You can also get free advice from Citizens Advice.

What is Universal Credit and who can claim it?

Universal Credit is a single monthly payment for people of working age who are on a low income or out of work. It replaced six older benefits including Jobseeker's Allowance, Housing Benefit and Working Tax Credit. You can claim whether you are in work or not — the amount you receive reduces gradually as your income rises. Eligibility depends on your income, savings, nationality, household and other factors. Check through GOV.UK.

What benefits are available for families with children?

Families with children may be able to access Child Benefit, Free School Meals, Tax-Free Childcare, the childcare element of Universal Credit, and the Sure Start Maternity Grant. Child Benefit is paid to almost all families regardless of income, though a tax charge applies if either parent earns over £60,000. Always check current amounts and eligibility conditions on GOV.UK.

Can I claim benefits if I am working?

Yes. Many people who are working can still claim certain benefits, particularly if they are on a low income or work part-time. Universal Credit, Council Tax Reduction, Child Benefit and Tax-Free Childcare all have working claimants. Use a benefits calculator to check your specific situation.

What is the High Income Child Benefit Charge?

If either you or your partner earns over £60,000 a year, you will have to pay a High Income Child Benefit Charge equivalent to 1% of your Child Benefit for every £200 earned over the threshold. Even so, it can still be worth claiming Child Benefit as it provides National Insurance credits that count towards your State Pension — particularly if you are not otherwise earning NI credits.

Important: This page is for general information and educational purposes only. It does not constitute benefits advice, legal advice or regulated advice of any kind. Benefit rules change and the information here may not reflect the most current position. Always verify your situation through official sources including GOV.UK, Turn2Us, entitledto, or Citizens Advice before taking any action.