Lender DetailsRevolut Ltd
Challenger Bank

Revolut Ltd

Also known as: Revolut; Revolut Bank UK

Revolut Ltd is a UK-founded global fintech company. After a prolonged application process, Revolut Bank UK Ltd received its full UK banking licence from the PRA in March 2026, enabling FSCS-protected deposits and UK lending products. The parent Revolut Ltd holds e-money licences. Revolut has over 50 million customers globally.

General guidance only. Information on this page is for general reference and should be verified with the company directly, via the FCA Register, or Companies House before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

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Contact details

Websitehttps://www.revolut.com
PhoneNot verified — app-first; no published customer phone number
EmailNot verified — in-app support only
Registered address7 Westferry Circus, Canary Wharf, London, E14 4HD

Visit Revolut Ltd website ↗

Regulatory and company information

FCA Firm Reference Number981170 (Revolut Bank UK Ltd — full banking entity); 791567 (Revolut Ltd — e-money institution)
FCA statusAuthorised — Full UK banking licence granted March 2026. Revolut Bank UK Ltd authorised by the Prudential Regulation Authority and regulated by the FCA and PRA. Revolut Ltd separately FCA-authorised as e-money institution (FRN 791567).
Companies House number08804411 (Revolut Ltd); 12871051 (Revolut Bank UK Ltd)
Company statusActive — Revolut Bank UK Ltd received full UK banking licence from the PRA in March 2026. Customer deposits with Revolut Bank UK Ltd now FSCS protected up to £85,000.
Parent companyRevolut Group Holdings Ltd; founder/CEO Nikolay Storonsky holds majority stake

What they do

Main products and services

Current accounts; savings accounts; currency exchange; international transfers; cryptocurrency trading; stock trading; insurance products; premium subscriptions (Plus, Premium, Metal, Ultra); business accounts; multi-currency cards

Trading names and group notes

Revolut Ltd (08804411) is the parent entity operating as e-money institution. Revolut Bank UK Ltd (12871051) is the newly licensed UK bank subsidiary (full banking licence March 2026). Global operations also via Lithuanian banking licence (Revolut Bank UAB) for EEA. Highest volume of FOS APP fraud complaints of any UK bank/fintech in 2024 (3,242 cases). Trustpilot rating improved from 4.4 (March 2025) to 4.7 (April 2026), correlated with banking licence grant.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

4.7

371000 reviews

App Store

4.9

Google Play

4.8

Other review and social proof

Highest Trustpilot review volume of any UK bank or fintech (371,000+); Financial Ombudsman Service: highest number of APP fraud complaints in UK in 2024 (3,242 cases); FSCS protection now available for Revolut Bank UK deposits up to £85,000; full UK banking licence granted March 2026

Overall public sentiment

Excellent on Trustpilot (4.7/5) with by far the largest review count of any UK bank/fintech. Customers praise multi-currency features, app design, and instant payment notifications. Significant concerns raised about fraud handling, account freezes, and FOS APP fraud data. Full UK banking licence (March 2026) viewed positively by customers.

Sources and checks

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Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.

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