Also known as: Blue Motor Finance; Blue; blue.co.uk
Blue Motor Finance Limited is a UK-based used vehicle finance lender operating exclusively through a nationwide network of approved brokers and car dealerships. Founded in 1992 (as Park Asset Finance), rebranded Blue Motor Finance in 2014 following acquisition by Cabot Square Capital. One of the UK's leading technology- and analytics-driven motor finance companies, having lent over £2.5bn to more than 250,000 customers. Offers Hire Purchase (HP) agreements for used cars, SUVs and vans. Uses real-time credit data and automated decision-making for sub-60-second decisions. Does not accept direct consumer applications. Subject to FCA motor finance redress scheme (PS26/3) in respect of discretionary commission arrangements (DCA) pre-November 2024.
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Hire Purchase (HP) car finance; Used car finance; Van finance; SUV finance; Broker/dealer-introduced lending
Trading names and group notes
Independent specialist lender backed by Cabot Square Capital. Goldman Sachs, Citi and the European Investment Bank have participated in funding. Previous company names: Park Motor Finance Ltd (2003–2014), Park Asset Finance Ltd (1992–2003), Packexcess Ltd (1992). Commercial lending products are not FCA-regulated. Member of the Finance and Leasing Association (FLA).Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.0
approx. 2,237 (as at mid-2026) reviews
Other review and social proof
Smart Money People – reviews present, mixed sentiment (car finance category); Finance and Leasing Association (FLA) member; FCA FRN 737682 confirmed on company website; Companies House status Active (confirmed); ICO registration number Z735387X; VAT No. 206 6820 19; Facebook page: facebook.com/bluemotorfinance; X (Twitter): @blumofin; LinkedIn: uk.linkedin.com/company/blue-motor-finance-limited; FCA motor finance redress scheme (PS26/3) in scope for pre-Nov 2024 DCA agreements; Subject to multiple claims management company (CMC) activity re hidden commission; Over £2.5bn lent to 250,000+ customers (company-stated); Customer portal at my.blue.co.uk; Dealer App Store at apps.bluemotorfinance.co.uk; Complaints line: 0203 005 9334; Collections team: 0203 005 9332
Overall public sentiment
Mixed-to-positive overall on Trustpilot (4-star). Customers with straightforward agreements report efficient service. Negative reviews concentrate on repossession handling, high interest rates for non-prime borrowers, and difficulties contacting the company. Volume of DCA mis-selling claims activity is high. Company responds actively to negative reviews.
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