Startline Motor Finance Limited

Startline Motor Finance is a specialist motor finance company based in Glasgow. It focuses on providing Hire Purchase finance for used vehicles to customers who sit in what the industry calls the near-prime or non-prime market — people who do not have perfect credit histories but are not at the most financially stretched end of the spectrum.

Startline works through a network of franchised and independent car dealerships rather than selling directly to consumers. Finance is arranged at the point of sale when a customer selects a vehicle at a dealership.

The company's products are Hire Purchase agreements, meaning the customer makes fixed monthly payments over the term of the agreement and owns the vehicle outright at the end. Interest rates will vary depending on the customer's credit profile and the vehicle being purchased.

Startline positions itself as a lender that takes a more considered approach to underwriting, looking beyond just credit scores to understand a customer's full financial situation before making a lending decision.

If you have a Startline Motor Finance agreement and need to contact them, details are available on their website at startlinemotorfinance.com. Their registered address is 4th Floor, 180 St Vincent Street, Glasgow, G2 5SG. Startline Motor Finance Limited is authorised and regulated by the Financial Conduct Authority.

If you are finding it difficult to keep up with your motor finance repayments, contact Startline directly as early as possible. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice. These services are free and confidential.