Also known as: HTB; Hampshire Trust Bank
Hampshire Trust Bank plc is a UK specialist bank that provides asset finance, property finance, and savings products. It focuses primarily on business lending and does not offer retail banking products such as current accounts or personal loans.
Business finance products include asset finance (helping businesses acquire equipment and vehicles), development finance for property developers, and bridging loans. These are aimed at SMEs and property professionals rather than individual personal customers.
For personal customers, Hampshire Trust Bank offers fixed-rate savings accounts and notice accounts. These are available online and tend to offer competitive interest rates. They are straightforward savings products.
If you are a business customer with a Hampshire Trust Bank finance product and need to contact them, details are available on their website at htb.co.uk. Hampshire Trust Bank plc is authorised by the Prudential Regulation Authority and regulated by both the PRA and the Financial Conduct Authority. Eligible deposits are protected up to £85,000 under the FSCS.
If you are a business experiencing difficulties with a Hampshire Trust Bank loan, free business debt advice is available from Business Debtline on 0800 197 6026. For personal deposit queries, contact the bank directly. Hampshire Trust Bank is not a high street bank and does not offer personal banking products. Its customer base is primarily made up of businesses seeking asset finance or property finance, and individuals looking for competitive savings rates. If you are a personal saver with Hampshire Trust Bank, your funds are held securely and protected under the FSCS up to £85,000. If you are a business customer with a finance product and are experiencing difficulty making repayments, contact Hampshire Trust Bank directly. Free business debt advice is available from Business Debtline on 0800 197 6026.
Quick summary
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These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Hampshire Trust Bank PLC’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Specialist mortgages; Bridging finance; Development finance; Buy-to-let mortgages; Commercial mortgages; Asset finance (including niche/structured); Business savings accounts; Personal savings accounts
Trading names and group notes
Wholly owned by National Counties Building Society. HTB is a separately authorised bank entity.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.4
Approximately 2,496 (as of mid-2026) reviews
Other review sources
Also reviewed on Feefo. Positive sentiment for savings rates and straightforward account opening.
Overall public sentiment
Positive overall. Customers praise easy application process, competitive rates and simple website navigation. Some complaints about communication delays and transfer processing times.
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Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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