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Lender DetailsNatWest Markets Plc
Bank

NatWest Markets Plc

Also known as: Royal Bank of Scotland (NBS — NatWest Branded Services); NatWest Markets

NatWest Markets plc is the investment banking and financial markets division of NatWest Group. It is a separate legal entity from National Westminster Bank plc, which handles retail and personal banking for ordinary customers.

NatWest Markets does not provide products or services to personal or retail customers. Its clients are typically large businesses, financial institutions, governments, and institutional investors. The business focuses on areas such as foreign exchange, fixed income, interest rate products, and capital markets activity.

If you are a personal customer with an account, loan, credit card, or mortgage and you have been contacted by NatWest, the relevant entity is National Westminster Bank plc, not NatWest Markets plc. The contact details for personal banking customers are available on natwest.com.

If you have received a letter or communication referencing NatWest Markets plc and are a personal customer, this may relate to debt that has been sold or transferred within the NatWest Group structure. Check the details of any communication carefully and contact the organisation named in the letter for clarification.

NatWest Markets plc is authorised by the Prudential Regulation Authority and regulated by both the PRA and the Financial Conduct Authority. Their registered address is 250 Bishopsgate, London, EC2M 4AA. You can verify their registration at register.fca.org.uk.

If you need help with a debt connected to any NatWest Group company, free advice is available from StepChange on 0800 138 1111 or National Debtline on 0808 808 4000. Both services are free of charge.

Quick summary

Company typeBank
Trading namesRoyal Bank of Scotland (NBS — NatWest Branded Services); NatWest Markets
FCA Firm Ref (FRN)121882
FCA statusAuthorised by the Prudential Regulation Authority; regulated by the Financial Conduct Authority and Prudential Regulation Authority
Companies House no.SC090312
Company statusActive
Parent companyNatWest Group plc
Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Why someone might search for NatWest Markets Plc

Current account query
Credit card issue
Loan repayment
Mortgage concern
Savings question
Account access problem
Suspected scam or clone firm
Making a complaint

Before you contact NatWest Markets Plc

  • 1Check the company name and any trading names carefully.
  • 2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
  • 3Check the Companies House record if relevant.
  • 4Do not share payment card or bank details unless you are certain you are dealing with the real company.
  • 5Keep copies of all letters, emails, screenshots and payment records.
  • 6If you are unsure or under financial pressure, get free debt advice before taking action.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

  • ?What is my current balance and how is interest calculated?
  • ?What are my repayment options?
  • ?Can I have a full statement of account?
  • ?What happens if I miss a payment?
  • ?How do I make a formal complaint?
  • ?Has my account been passed to or sold to a third party?
  • ?Are there any payment support or breathing space options available?

Contact details

PhoneNot verified
EmailNot verified
Registered address36 St Andrew Square, Edinburgh, EH2 2YB

Always use contact details from NatWest Markets Plc’s official website ↗ or the FCA Register — not from unexpected letters or messages.

Regulatory and company information

FCA Firm Reference Number121882
FCA statusAuthorised by the Prudential Regulation Authority; regulated by the Financial Conduct Authority and Prudential Regulation Authority
Companies House numberSC090312
Company statusActive
Parent companyNatWest Group plc

Useful official links

What they do

Main products and services

Wholesale banking, markets and treasury services, risk management, foreign exchange, fixed income, capital markets

Trading names and group notes

The Royal Bank of Scotland (RBS) retail banking brand continues separately within NatWest Group. NatWest Markets Plc (FRN 121882, Companies House SC090312) is the legal entity for the wholesale/investment banking operations. The RBS retail brand operates under National Westminster Bank Plc's authorisation (FRN 121878). Ulster Bank is a trading name of National Westminster Bank Plc.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

Not applicable (wholesale/institutional entity)

Not applicable reviews

App Store

Not applicable

Google Play

Not applicable

Other review sources

NatWest Markets Plc is a wholesale/institutional entity — consumer review platforms not applicable; Regulated by PRA and FCA; FCA register: register.fca.org.uk/s/firm?id=001b000000MfFIXAA3; Companies House: find-and-update.company-information.service.gov.uk/company/SC090312

Overall public sentiment

NatWest Markets Plc is a wholesale banking entity not subject to retail consumer reviews. It operates as the markets division of NatWest Group and is regulated by both the PRA and FCA. No consumer review data is available or applicable.

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Common questions about NatWest Markets Plc

Is NatWest Markets Plc FCA authorised?+
Verify on the FCA Register at register.fca.org.uk. The Ask Fin directory includes FCA Firm Reference Numbers (FRNs) where available. Always check official sources before relying on this information.
What products does NatWest Markets Plc offer?+
The Ask Fin listing for NatWest Markets Plc summarises their main products. For the most up-to-date and complete information, visit NatWest Markets Plc's official website.
How do I contact NatWest Markets Plc?+
Contact details including phone numbers, email and registered address are included on this page where verified. Always use contact details from the company's official website or the FCA Register.
How do I make a complaint to NatWest Markets Plc?+
Start with NatWest Markets Plc's formal complaints process. If unresolved within eight weeks, or if you receive a final response you disagree with, you may be able to refer the complaint to the Financial Ombudsman Service at financial-ombudsman.org.uk.
What should I do if I cannot afford repayments to NatWest Markets Plc?+
Contact NatWest Markets Plc as soon as possible to discuss your options. You may also want to get free, independent advice before contacting the lender. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Are my deposits with NatWest Markets Plc protected?+
UK banks authorised by the PRA are generally covered by the Financial Services Compensation Scheme (FSCS) up to £85,000 per eligible person. Verify on the FSCS website (fscs.org.uk) for the specific protection that applies to your account.
Where can I get free help if I am struggling financially?+
If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

Sources and date checks

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