Also known as: MoneyPlus Advice; MoneyPlus; Money Wellness
MoneyPlus Group Limited is a UK financial services company that provides debt management plans and Individual Voluntary Arrangements (IVAs). It trades as MoneyPlus Advice. Unlike free debt charities such as StepChange and PayPlan, MoneyPlus is a commercial company that charges fees for its services.
MoneyPlus provides debt management plans, where a set monthly payment is divided between your creditors, and IVAs, which are formal legal agreements that allow you to pay a fixed amount over a set period with any remaining debt written off at the end.
Because MoneyPlus charges fees, it is important to understand exactly what you will pay before agreeing to use their services. Fees for debt management plans are typically deducted from your monthly payment before it reaches creditors, meaning your debts take longer to clear than they would with a free provider. IVA fees can be significant and are taken from the monthly contributions.
The same debt solutions offered by MoneyPlus are available free of charge through charities including StepChange and PayPlan. Before engaging a paid service, it is worth contacting a free provider first to compare what is on offer.
If you have already agreed to use MoneyPlus and want to understand your contract, check the fee terms carefully. You have the right to receive a clear explanation of all charges.
MoneyPlus Group Limited is authorised and regulated by the Financial Conduct Authority. If you have a complaint, contact MoneyPlus directly or the FCA. Free debt advice is available from StepChange on 0800 138 1111 or PayPlan at payplan.com.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
Free regulated debt advice — start here
If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from MoneyPlus Group Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Debt management plans; IVA; Bankruptcy advice; Debt Relief Orders; Utility switching; Insurance; Equity release
Trading names and group notes
Part of Financial Wellness Group ecosystem. Founding DEMSA member. Moneyplus Legal Limited (SRA 428794) is a related entity.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.7
Approx. 327 reviews
Other review sources
Reviews.co.uk: 4.83/5 from approx. 3,169 reviews. 96% of clients recommend.
Overall public sentiment
Predominantly positive. High ratings on both Trustpilot (4.7) and Reviews.co.uk (4.83). Praised for honest advice and compassionate approach. Some concerns about fees.
Get free qualified debt advice first
Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.
Organise your budget before making any decisions
Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.
Explore Ask Fin — £4.99/monthGeneral guidance tools only. Not regulated advice.
Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.
Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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