Lender Details›Creditfix Limited
Debt Management

Creditfix Limited

Also known as: Creditfix; UK Debt Expert (debt advice arm)

Creditfix is one of the UK's largest personal insolvency practices, offering IVAs, DMPs, Scottish Trust Deeds, and bankruptcy solutions since 2007. Based in Glasgow with offices in Manchester. Regulated by the Insolvency Practitioners Association (IPA) for insolvency work. The free debt advice arm, UK Debt Expert, is FCA-authorised. Not directly FCA-registered as a debt management firm per current records.

General guidance only. Information on this page is for general reference and should be verified with the company directly, via the FCA Register, or Companies House before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

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Contact details

Websitehttps://www.creditfix.co.uk
PhoneNot verified
EmailNot verified
Registered address4 West Regent Street, Glasgow, G2 1RW

Visit Creditfix Limited website ↗

Regulatory and company information

FCA Firm Reference NumberNot verified (not currently FCA-registered per research; debt advice provided through UK Debt Expert which is FCA-authorised)
FCA statusNot confirmed as directly FCA-authorised; insolvency activity regulated by Insolvency Practitioners Association (IPA). UK Debt Expert (advice arm) is FCA-authorised.
Companies House numberSC560074 (Creditfix Investments Limited); NI061971 (Creditfix Limited Northern Ireland)
Company statusActive
Parent companyCreditfix Group (operates across UK and Republic of Ireland)
Check FCA Register ↗Check Companies House ↗

What they do

Main products and services

Individual Voluntary Arrangements (IVA); Debt management plans; Scottish Trust Deeds; Sequestration; Bankruptcy; Free debt advice (via UK Debt Expert)

Trading names and group notes

SC560074 is the Creditfix Investments Limited holding company in Scotland. The operating entity Creditfix Limited is registered in Northern Ireland (NI061971). UK Debt Expert is the FCA-authorised advice brand.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

4.9

Approx. 31,000-43,000 reviews

Other review and social proof

Very high Trustpilot volume. Praised for fast IVA setup and helpful staff. Complaints about delays in closure certificates and IVA completion process.

Overall public sentiment

Mostly positive with very high Trustpilot volume and rating of 4.9. Some complaints about IVA completion delays and communication issues regarding annual reviews.

Review sources

https://uk.trustpilot.com/review/creditfix.co.uk

Sources and checks

Source URLs

https://find-and-update.company-information.service.gov.uk/company/SC560074https://register.fca.org.uk/s/firm?id=001b000003buhF5AAIhttps://www.creditfix.co.uk

Date checked

2026-06-05

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Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.

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