Also known as: Financial Wellness Group; FWG
Financial Wellness Group Limited is a UK financial services holding company that operates debt advice and debt management businesses. It owns and operates a number of trading brands in the debt solutions sector.
Businesses within the Financial Wellness Group offer Debt Management Plans, Individual Voluntary Arrangements (IVAs), and related debt advice services. Some companies within the group operate as fee-charging commercial businesses, while others may offer free debt advice services.
Because this is a holding company, consumers are likely to interact with one of its subsidiary or trading brands rather than with Financial Wellness Group directly. If you have been contacted by or have an agreement with a company and want to understand who owns it, checking Companies House records can help identify whether it is part of a larger group.
If you are using a debt management or IVA service provided by a company within the Financial Wellness Group and want to understand your fees and terms, check your original agreement carefully. You have the right to a clear statement of all charges at any time.
Free alternatives for debt advice and debt management are available through StepChange on 0800 138 1111, PayPlan at payplan.com, and Citizens Advice. These organisations can provide the same debt solutions, including DMPs and IVA referrals, at no cost to you.
If you have a complaint about a Financial Wellness Group company, you can direct this to the relevant trading brand or to the Financial Conduct Authority, who regulate debt management and advice activities.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
Free regulated debt advice — start here
If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Financial Wellness Group Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Holding company for Gregory Pennington Limited, Freeman Jones, Wilson Andrews; Debt management; IVA; Full range of UK debt solutions
Trading names and group notes
Holding company. Subsidiaries include Gregory Pennington Limited (FRN 664019), Freeman Jones, and Wilson Andrews. Group collectively one of the largest debt management businesses in the UK.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
No review data available.
Overall public sentiment
Not applicable as holding company; customer reviews would be under Gregory Pennington and MoneyPlus brands.
Get free qualified debt advice first
Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.
Organise your budget before making any decisions
Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.
Explore Ask Fin — £4.99/monthGeneral guidance tools only. Not regulated advice.
Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.
Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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