Also known as: Mr Lender
PDL Finance Limited operates the Mr Lender brand in the UK. Mr Lender provides short-term instalment loans, typically repayable over several months rather than on a single payday. It is a direct lender in the high-cost short-term credit (HCSTC) market.
Mr Lender has positioned itself as a more responsible short-term lender compared to some of its competitors, with a focus on affordability checking and manageable repayment terms. Loans are available for modest amounts and are intended to help people manage short-term financial pressures.
As with all high-cost short-term credit, the interest rates are significantly higher than mainstream borrowing. The FCA's price cap for HCSTC limits the total cost, including all interest and fees, to no more than 100% of the amount borrowed, so you will never repay more than double what you took out.
If you have a Mr Lender loan and need to contact them, details are available on their website at mrlender.com. PDL Finance Limited is authorised and regulated by the Financial Conduct Authority.
If you are struggling with a Mr Lender loan, contact them as early as possible to discuss your options. Free and confidential debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from PDL Finance Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Short-term personal loans; instalment and single-payment products; online and telephone applications; flexible repayment options
Trading names and group notes
PDL Finance Limited is the regulated entity. Mr Lender is the consumer-facing brand. Registered office is at 2 Leman Street, London E1W 9US. No publicly confirmed parent or group structure.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.7
14,526 reviews
Other review sources
Trustpilot label: Excellent. 89% 5-star reviews. Company replies to 100% of negative reviews. Facebook page: facebook.com/MrLender
Overall public sentiment
Highly positive overall. Customers consistently praise knowledgeable and empathetic customer service staff, fast same-day funding, and support for customers in financial difficulty. Named advisers frequently highlighted positively. Negative reviews relate to high APR, payment collection timing issues, and occasional declines after repaying previous loans. Sentiment strongly positive for sector.
Review sources
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Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
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