Also known as: Evlo; Everyday Loans
Everyday Lending Limited operated as Everyday Loans until March 2025, when it rebranded to Evlo. The company is a branch-based personal lender providing unsecured loans to non-prime and near-prime borrowers across the UK through an extensive network of over 60 branches. It was acquired by Non-Standard Finance PLC (NSF) in 2015 from Secure Trust Bank for £235m. NSF was dissolved in November 2024; the current group ownership status is not publicly confirmed. The company is a member of the Finance and Leasing Association.
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Branch-based personal loans £1,000–£15,000 over 18–60 months; representative APR 99.9%; face-to-face underwriting; 60+ branches across UK; targets customers declined by mainstream lenders
Trading names and group notes
Previously a subsidiary of Non-Standard Finance PLC (09122252), which was dissolved 16 November 2024. Current ownership structure post-NSF dissolution is not publicly verified. Everyday Lending Limited remains active at Companies House. Previously operated as Loans at Home alongside Everyday Loans under NSF.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.7
approximately 11,000 (combined Evlo/Everyday Loans profiles) reviews
Other review and social proof
Trustpilot label: Excellent. 85% 5-star reviews (as of April 2026). Won Non-Mainstream Loan Provider of the Year (Moneyfacts Consumer Awards) multiple years 2020–2024. reviews.io profile also active.
Overall public sentiment
Predominantly positive. Customers praise friendly and knowledgeable branch staff, flexible approach to impaired credit, and personal customer service. Key criticism: customers report being approved online but declined at the mandatory in-branch meeting stage, creating frustration. Approx 11% 1-star reviews. Overall positive for a non-prime branch lender.
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