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Lender DetailsAldermore Bank PLC
Bank

Aldermore Bank PLC

Also known as: Aldermore; Aldermore Bank

Aldermore Bank plc is a UK specialist bank focused on providing financial services to small and medium-sized businesses and property investors. It also offers savings accounts to personal customers. Aldermore does not have physical branches and operates primarily online and by phone.

Business products include invoice finance, asset finance, commercial mortgages, and bridging loans. Residential and buy-to-let mortgage products are also available for property investors. Aldermore tends to serve customers who may have more complex needs than standard high street bank products cater for.

For personal customers, Aldermore offers savings accounts including fixed-rate accounts, notice accounts, and ISAs with competitive interest rates. These are straightforward savings products available online.

Aldermore is part of the FirstRand Group, a South African financial services conglomerate.

If you have a product with Aldermore and need to contact them, details are available on their website at aldermore.co.uk. Aldermore Bank plc is authorised by the Prudential Regulation Authority and regulated by both the PRA and the Financial Conduct Authority. Eligible deposits are protected up to £85,000 under the FSCS.

Free business debt advice is available from Business Debtline on 0800 197 6026 if you are struggling with a business loan. Personal debt advice is available from StepChange on 0800 138 1111 or National Debtline.

Quick summary

Company typeBank
Trading namesAldermore; Aldermore Bank
FCA Firm Ref (FRN)204503
FCA statusAuthorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 204503)
Companies House no.00947662
Company statusActive. Under sale process as of May 2026: owner FirstRand (South Africa) announced intention to exit UK market following FCA motor finance redress scheme. Sale of Aldermore Group (including Aldermore Bank and MotoNovo Finance) is being managed by Bank of America and Rand Merchant Bank.
Parent companyFirstRand Group (South Africa) via Aldermore Group plc. FirstRand acquired Aldermore in 2017. Sale process initiated April 2026.
Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Why someone might search for Aldermore Bank PLC

Current account query
Credit card issue
Loan repayment
Mortgage concern
Savings question
Account access problem
Suspected scam or clone firm
Making a complaint

Before you contact Aldermore Bank PLC

  • 1Check the company name and any trading names carefully.
  • 2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
  • 3Check the Companies House record if relevant.
  • 4Do not share payment card or bank details unless you are certain you are dealing with the real company.
  • 5Keep copies of all letters, emails, screenshots and payment records.
  • 6If you are unsure or under financial pressure, get free debt advice before taking action.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

  • ?What is my current balance and how is interest calculated?
  • ?What are my repayment options?
  • ?Can I have a full statement of account?
  • ?What happens if I miss a payment?
  • ?How do I make a formal complaint?
  • ?Has my account been passed to or sold to a third party?
  • ?Are there any payment support or breathing space options available?

Contact details

PhoneNot verified (see aldermore.co.uk/contact-us/)
Emailservice@aldermoresavings.co.uk (personal savings); businesssavings@aldermore.co.uk (business savings)
Registered addressApex Plaza, Forbury Road, Reading, RG1 1AX
Customer contact addressApex Plaza, Forbury Road, Reading, RG1 1AX (see website for team-specific contacts)

Always use contact details from Aldermore Bank PLC’s official website ↗ or the FCA Register — not from unexpected letters or messages.

Regulatory and company information

FCA Firm Reference Number204503
FCA statusAuthorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 204503).
Companies House number00947662
Company statusActive. Under sale process as of May 2026: owner FirstRand (South Africa) announced intention to exit UK market following FCA motor finance redress scheme. Sale of Aldermore Group (including Aldermore Bank and MotoNovo Finance) is being managed by Bank of America and Rand Merchant Bank.
Parent companyFirstRand Group (South Africa) via Aldermore Group plc. FirstRand acquired Aldermore in 2017. Sale process initiated April 2026.

Useful official links

What they do

Main products and services

SME commercial mortgages; Residential mortgages; Buy-to-let mortgages; Asset finance; Invoice finance; Property development finance; Personal savings accounts; Business savings accounts

Trading names and group notes

Part of Aldermore Group plc (holding company, Companies House 06764335). MotoNovo Finance Limited is a separate subsidiary within the same group, providing motor finance.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

4.5

Over 6,000 (as of mid-2026) reviews

Other review sources

Reviewed on Smart Money People and Reviews.io. Generally positive for savings products.

Overall public sentiment

Mostly positive. Customers value competitive savings rates, easy account setup and responsive customer service. Complaints include lack of mobile app, complex login process, and concerns about mortgage rate changes.

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Common questions about Aldermore Bank PLC

Is Aldermore Bank PLC FCA authorised?+
Verify on the FCA Register at register.fca.org.uk. The Ask Fin directory includes FCA Firm Reference Numbers (FRNs) where available. Always check official sources before relying on this information.
What products does Aldermore Bank PLC offer?+
The Ask Fin listing for Aldermore Bank PLC summarises their main products. For the most up-to-date and complete information, visit Aldermore Bank PLC's official website.
How do I contact Aldermore Bank PLC?+
Contact details including phone numbers, email and registered address are included on this page where verified. Always use contact details from the company's official website or the FCA Register.
How do I make a complaint to Aldermore Bank PLC?+
Start with Aldermore Bank PLC's formal complaints process. If unresolved within eight weeks, or if you receive a final response you disagree with, you may be able to refer the complaint to the Financial Ombudsman Service at financial-ombudsman.org.uk.
What should I do if I cannot afford repayments to Aldermore Bank PLC?+
Contact Aldermore Bank PLC as soon as possible to discuss your options. You may also want to get free, independent advice before contacting the lender. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Are my deposits with Aldermore Bank PLC protected?+
UK banks authorised by the PRA are generally covered by the Financial Services Compensation Scheme (FSCS) up to £85,000 per eligible person. Verify on the FSCS website (fscs.org.uk) for the specific protection that applies to your account.
Where can I get free help if I am struggling financially?+
If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

Sources and date checks

Other Bank companies

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