Also known as: Fair for You
Fair For You Enterprise CIC is a community interest company — a type of not-for-profit social enterprise — that provides affordable home credit as an ethical alternative to doorstep lenders and rent-to-own shops. It aims to serve customers on low incomes who need to borrow small amounts for household essentials such as appliances, furniture, and clothing.
Fair For You offers short-term credit to people who may not be able to access mainstream credit. Unlike traditional doorstep lenders and rent-to-own products, Fair For You focuses on making credit genuinely affordable and transparent. It does not have a sales commission structure for agents, which removes the incentive to push unnecessary credit.
Products are applied for online and funds are typically paid directly to a retailer. Because Fair For You is a social enterprise, any surplus is reinvested into the community rather than paid to shareholders. It is a mission-driven alternative to commercial high-cost lenders.
If you are interested in Fair For You or have a current account with them, details are available on their website at fairforyou.co.uk. Fair For You Enterprise CIC is authorised and regulated by the Financial Conduct Authority.
Free financial guidance is available from MoneyHelper at moneyhelper.org.uk and Citizens Advice. Free debt advice if needed is available from StepChange on 0800 138 1111.
Quick summary
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Always use contact details from Fair For You Enterprise CIC’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Personal loans up to £600 for essential household goods (white goods, furniture, baby equipment) for financially-excluded families. Ethical, affordable alternative to doorstep/home credit lenders.
Trading names and group notes
Owned by Fair Credit Charity (formerly Fair for You Ltd). Not-for-profit CIC model. Backed by social impact investors including Big Society Capital and others.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.9
Not verified (count not confirmed from search results) reviews
Other review sources
Industry award wins cited on fairforyou.co.uk; featured on Better Society Capital impact stories
Overall public sentiment
Highly positive sentiment consistent with ethical lender positioning. Customers value accessibility, fairness and mission-driven approach. Rated 4.9/5 on Trustpilot.
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Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
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