Lender Details›Lowell Solicitors Limited

Debt Collector

Lowell Solicitors Limited

Also known as: Lowell Solicitors; formerly traded as Lowell Legal Limited

Lowell Solicitors Limited is a law firm within the Lowell Group that handles debt recovery legal proceedings on behalf of Lowell Financial Ltd, the debt purchaser. It issues County Court claims and pursues enforcement action for debts owned by Lowell.

If you receive correspondence from Lowell Solicitors, it means a debt that Lowell owns has been passed to their legal team with a view to court action. This is a more serious stage of the collection process and should not be ignored.

A letter before action from Lowell Solicitors should give you at least 30 days to respond before a court claim is issued. Use this time to either dispute the debt in writing if you believe it is incorrect, or to seek free debt advice and agree an arrangement.

If court papers are issued by Lowell Solicitors, you have a limited time to respond. Filing a defence or acknowledgement of service is time-sensitive. Free debt advice organisations can help you respond correctly.

Do not ignore court papers. Free help is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice. These organisations are experienced in helping people deal with court claims from debt solicitors and can advise you quickly and at no cost.

Quick summary

Company typeDebt Collector

Trading namesLowell Solicitors; formerly traded as Lowell Legal Limited

FCA Firm Ref (FRN)Not applicable — regulated by Solicitors Regulation Authority (SRA), not FCA

FCA statusNot FCA regulated — was SRA-regulated (SRA number 622605); firm closed as of 31 March 2024

Companies House no.08647091

Company statusNote: Companies House shows Lowell Legal Limited (CH 08647091) as the registered company. SRA register indicates Lowell Solicitors Limited is SRA-regulated (SRA 622605) but has closed as a practising law firm as of 31 March 2024.

Parent companyLowell Group (Lowell Group Limited, CH 08096778). Lowell Financial Ltd (FCA FRN 730175) is the main FCA-regulated debt collection entity in the group.

Official websitehttps://www.lowellsolicitors.co.uk ↗

Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Free regulated debt advice — start here

If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.

StepChange Debt Charity0800 138 1111 National Debtline0808 808 4000 Citizens Advice0800 144 8848 MoneyHelper0800 138 7777

Why someone might search for Lowell Solicitors Limited

Received a letter, call or text

Asking for proof of debt

Who is the original creditor

Setting up a payment plan

Disputed debt

Statute-barred debt question

County court claim received

Doorstep visit concern

Getting free debt help

Before you contact Lowell Solicitors Limited

1Check the company name and any trading names carefully.
2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
3Check the Companies House record if relevant.
4Do not share payment card or bank details unless you are certain you are dealing with the real company.
5Keep copies of all letters, emails, screenshots and payment records.
6If you are unsure or under financial pressure, get free debt advice before taking action.
7Ask the company to confirm the original creditor and the amount owed in writing.
8Ask whether they own the debt or are collecting on behalf of someone else.
9Do not make any payment if you dispute the debt without first taking free advice.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

?Who was the original creditor?
?Do you own the debt or are you collecting on behalf of someone else?
?Can you send a full statement of account in writing?
?Can you send proof of the assignment or purchase of this debt?
?Can you send a copy of the original credit agreement where applicable?
?Is collection activity on hold while I seek advice?
?What is your formal complaints process?

Contact details

Websitehttps://www.lowellsolicitors.co.uk ↗

PhoneNot verified

EmailNot verified

Registered addressEllington House, 9 Savannah Way, Leeds Valley Park, Leeds, West Yorkshire, LS10 1AB

Customer contact addressEllington House, 9 Savannah Way, Leeds Valley Park, Leeds, LS10 1AB

Always use contact details from Lowell Solicitors Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.

Regulatory and company information

FCA Firm Reference NumberNot applicable — regulated by Solicitors Regulation Authority (SRA), not FCA

FCA statusNot FCA regulated — was SRA-regulated (SRA number 622605); firm closed as of 31 March 2024

Companies House number08647091

Parent companyLowell Group (Lowell Group Limited, CH 08096778). Lowell Financial Ltd (FCA FRN 730175) is the main FCA-regulated debt collection entity in the group.

Check FCA Register ↗Check Companies House ↗

Useful official links

↗FCA Register — verify any firm ↗Companies House — company records ↗Financial Ombudsman Service — complaints ↗MoneyHelper — free money guidance ↗StepChange — free debt advice ↗National Debtline — free debt advice ↗Citizens Advice — free advice

What they do

Main products and services

Legal debt recovery services; litigation support for debt collection; court claims on behalf of Lowell Group entities

Trading names and group notes

Lowell Group structure: Lowell Group Limited (CH 08096778) — Lowell Financial Ltd (FCA FRN 730175) — Lowell Portfolio I Ltd (FCA FRN shown on register) — Lowell Solicitors Limited (SRA 622605, closed March 2024). The main Lowell consumer-facing brand (lowell.co.uk) operates under Lowell Financial Ltd.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

Not verified (separate lowellsolicitors.co.uk Trustpilot page exists with limited reviews; main lowell.co.uk profile: 4.0 stars, 60,392 reviews)

Not verified (solicitors-specific) reviews

Other review sources

SRA register confirms closure of Lowell Solicitors as practising firm from 31 March 2024; parent Lowell Financial Ltd has 60,392 Trustpilot reviews at 4.0 stars; Lowell group is one of the UK's largest debt purchasers

Overall public sentiment

Not applicable as active entity — firm closed March 2024. Parent Lowell brand generates polarised reviews: praised for flexible repayment arrangements but criticised for aggressive collection practices and unexpected contact.

Review sources

https://www.trustpilot.com/review/lowellsolicitors.co.uk ↗https://uk.trustpilot.com/review/www.lowell.co.uk ↗

Get free qualified debt advice first

Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.

StepChange — free debt advice ↗National Debtline ↗

Organise your budget before making any decisions

Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.

Explore Ask Fin — £4.99/month

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General guidance tools only. Not regulated advice.

Common questions about Lowell Solicitors Limited

Why has Lowell Solicitors Limited contacted me?+

Lowell Solicitors Limited may have contacted you about a debt that is owed to them or to a company they represent. Always check the company is FCA-registered at register.fca.org.uk before taking any action. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Does Lowell Solicitors Limited own the debt or collect it on behalf of someone else?+

Some companies own debts outright (debt purchasers) while others collect on behalf of the original creditor (debt collectors). You are entitled to ask Lowell Solicitors Limited to confirm this in writing, along with the name of the original creditor.

Can I ask Lowell Solicitors Limited for proof of the debt?+

You may ask Lowell Solicitors Limited to provide a written statement of account showing the amount owed, the original creditor, and any charges or interest added. It is generally advisable to seek free debt advice before making any payment on a debt you do not recognise.

Should I ignore letters or calls from Lowell Solicitors Limited?+

It is generally not advisable to ignore contact from a debt collection company. Ignoring the contact does not make the debt go away and may result in further action being taken. However, do seek free advice before responding or making any payment.

Can Lowell Solicitors Limited take me to court?+

If a debt is owed and unpaid, a creditor or debt purchaser may apply to court for a County Court Judgement (CCJ) in England, Wales or Northern Ireland. Getting free regulated debt advice early gives you more options. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Can Lowell Solicitors Limited visit my home?+

Debt collectors can visit your home but cannot enter without your permission and do not have the legal powers of a bailiff. If you are concerned about a doorstep visit, contact Citizens Advice or National Debtline for guidance before the visit.

Where can I get free debt help?+

If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

GuideWhat to do if a debt collector contacts youRead →GuideDebt collector vs debt purchaser — what is the difference?Read →GuideHow to ask for proof of a debtRead →GuideHow to complain about a debt collectorRead →GuideFree debt help in the UKRead →GuideWhat is a debt collector?Read →GuideHow to deal with a debt collector letterRead →

Sources and date checks

Source URLs used in preparing this record

https://www.sra.org.uk/solicitors/firm-based-authorisation/abs-register/622605/ ↗https://find-and-update.company-information.service.gov.uk/company/08647091 ↗https://register.fca.org.uk/s/firm?id=001b000002sy7IPAAY ↗

Date checked

2026-06-05

Next review due

Periodic review

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