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Lender DetailsRestons Solicitors Limited
Debt Collector

Restons Solicitors Limited

Also known as: Restons Solicitors; Restons

Restons Solicitors Limited is a UK law firm specialising in consumer debt recovery. It acts on behalf of lenders, debt purchasers, and other creditors to recover unpaid debts through County Court proceedings and enforcement action.

If you receive correspondence from Restons Solicitors, a creditor has instructed solicitors to pursue a debt through legal channels. This is a more serious stage of the collection process. A letter before action should give you at least 30 days to respond before court papers are issued.

Do not ignore letters from Restons. Even if you think the debt is wrong, you need to respond in writing within the timeframe given. If you fail to respond to a court claim, a default judgment can be entered against you.

If you believe the debt is incorrect, raise a written dispute with Restons immediately. If you owe the debt but cannot pay in full, contact them to discuss an arrangement. Doing this before court action starts is generally better for everyone.

Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice. These organisations can help you respond to debt solicitor correspondence quickly and for free. If you receive a claim form through the court issued by Restons, you must respond within the stated deadline. This is usually 14 days to acknowledge service and a further 14 days to submit a defence if you dispute the claim. Missing these deadlines can result in a default judgment being entered against you automatically. A CCJ can affect your credit file for six years and make borrowing, renting, and even some employment more difficult. Free legal and debt advice is available from Citizens Advice, National Debtline, and StepChange. Act immediately if you receive court papers.

Quick summary

Company typeDebt Collector
Trading namesRestons Solicitors; Restons
FCA Firm Ref (FRN)Not verified — classified as Exempt Professional Firm under FCA guidelines; regulated primarily by SRA
FCA statusExempt Professional Firm (FCA)
Companies House no.05584055
Company statusActive — licensed body since 01/10/2017
Parent companyNot verified — appears independent
Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Free regulated debt advice — start here

If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.

Why someone might search for Restons Solicitors Limited

Received a letter, call or text
Asking for proof of debt
Who is the original creditor
Setting up a payment plan
Disputed debt
Statute-barred debt question
County court claim received
Doorstep visit concern
Getting free debt help

Before you contact Restons Solicitors Limited

  • 1Check the company name and any trading names carefully.
  • 2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
  • 3Check the Companies House record if relevant.
  • 4Do not share payment card or bank details unless you are certain you are dealing with the real company.
  • 5Keep copies of all letters, emails, screenshots and payment records.
  • 6If you are unsure or under financial pressure, get free debt advice before taking action.
  • 7Ask the company to confirm the original creditor and the amount owed in writing.
  • 8Ask whether they own the debt or are collecting on behalf of someone else.
  • 9Do not make any payment if you dispute the debt without first taking free advice.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

  • ?Who was the original creditor?
  • ?Do you own the debt or are you collecting on behalf of someone else?
  • ?Can you send a full statement of account in writing?
  • ?Can you send proof of the assignment or purchase of this debt?
  • ?Can you send a copy of the original credit agreement where applicable?
  • ?Is collection activity on hold while I seek advice?
  • ?What is your formal complaints process?

Contact details

Phone01925 426100
EmailNot verified
Registered addressTrinity Chambers, 800 Mandarin Court, Centre Park, Warrington, WA1 1GG

Always use contact details from Restons Solicitors Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.

Regulatory and company information

FCA Firm Reference NumberNot verified — classified as Exempt Professional Firm under FCA guidelines; regulated primarily by SRA
FCA statusExempt Professional Firm (FCA). Regulated by the Solicitors Regulation Authority (SRA No. 425555). Bound by FCA Consumer Credit Sourcebook (CONC) where consumer credit is involved.
Companies House number05584055
Company statusActive — licensed body since 01/10/2017
Parent companyNot verified — appears independent

Useful official links

What they do

Main products and services

Debt recovery litigation; Pre-legal collections; CCJ enforcement; Creditor representation for lenders and debt purchasers; Regulated consumer debt collection

Trading names and group notes

Member of the Credit Services Association (CSA). Provides services to banks, utility companies, and debt purchasers.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

2.9 out of 5 (rated 'Average')

Approximately 2 verified reviews on Trustpilot (very low volume) reviews

Overall public sentiment

Very low review volume on public platforms. Limited public sentiment data available. Firm is primarily a B2B creditor-side solicitor with minimal consumer-facing review presence.

Get free qualified debt advice first

Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.

Organise your budget before making any decisions

Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.

Explore Ask Fin — £4.99/month

Related Ask Fin tools

General guidance tools only. Not regulated advice.

Common questions about Restons Solicitors Limited

Why has Restons Solicitors Limited contacted me?+
Restons Solicitors Limited may have contacted you about a debt that is owed to them or to a company they represent. Always check the company is FCA-registered at register.fca.org.uk before taking any action. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Does Restons Solicitors Limited own the debt or collect it on behalf of someone else?+
Some companies own debts outright (debt purchasers) while others collect on behalf of the original creditor (debt collectors). You are entitled to ask Restons Solicitors Limited to confirm this in writing, along with the name of the original creditor.
Can I ask Restons Solicitors Limited for proof of the debt?+
You may ask Restons Solicitors Limited to provide a written statement of account showing the amount owed, the original creditor, and any charges or interest added. It is generally advisable to seek free debt advice before making any payment on a debt you do not recognise.
Should I ignore letters or calls from Restons Solicitors Limited?+
It is generally not advisable to ignore contact from a debt collection company. Ignoring the contact does not make the debt go away and may result in further action being taken. However, do seek free advice before responding or making any payment.
Can Restons Solicitors Limited take me to court?+
If a debt is owed and unpaid, a creditor or debt purchaser may apply to court for a County Court Judgement (CCJ) in England, Wales or Northern Ireland. Getting free regulated debt advice early gives you more options. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Can Restons Solicitors Limited visit my home?+
Debt collectors can visit your home but cannot enter without your permission and do not have the legal powers of a bailiff. If you are concerned about a doorstep visit, contact Citizens Advice or National Debtline for guidance before the visit.
Where can I get free debt help?+
If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

Sources and date checks

Other Debt Collector companies

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