Snap Finance Limited

Snap Finance Limited is a UK consumer finance company that provides short-term lending and lease-to-own products, primarily for people who may have difficulty accessing credit from mainstream lenders. It focuses on customers with limited or poor credit histories.

Snap Finance's products allow customers to acquire goods — often through partner retailers — on a rent-to-own or credit basis. These products can be more expensive in total than buying outright or using standard credit, and it is important to understand the full cost before entering any agreement.

Because Snap Finance serves customers who present a higher risk to lend to, interest rates and total costs of credit tend to be significantly higher than mainstream alternatives. Always compare the total amount repayable, not just the monthly payment, when looking at any credit product.

If you have a Snap Finance agreement and need to contact them, details are available on their website at snapfinance.co.uk. Snap Finance Limited is authorised and regulated by the Financial Conduct Authority.

If you are struggling with repayments on a Snap Finance product, contact them as early as possible to discuss your situation. Free and confidential debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice. Do not pay anyone for help with a debt matter — free help is available.