MBNA Limited

MBNA Limited is one of the UK's largest credit card providers. It is a wholly owned subsidiary of Lloyds Banking Group, having been acquired from Bank of America in 2017. MBNA issues its own branded credit cards as well as co-branded credit cards in partnership with a wide range of organisations.

MBNA's own brand cards include a range of options from balance transfer cards and purchase cards to reward cards. They have previously been well known for offering competitive balance transfer deals with long 0% promotional periods. Co-branded partnerships have included credit cards tied to airlines, sports clubs, charities, and other organisations, where spending earns rewards relevant to that brand.

Because MBNA is part of Lloyds Banking Group, there may be implications for deposit protection if you also hold savings with Lloyds Bank, Halifax, or Bank of Scotland, as the £85,000 FSCS limit is shared across the group. However, MBNA products are credit cards rather than savings, so this is mainly relevant if you have a credit balance sitting on your MBNA card.

If you hold an MBNA credit card and need to contact them, details are available on their website at mbna.co.uk. Their registered address is Stansfield House, Chester Business Park, Chester, CH4 9QQ. MBNA Limited is authorised and regulated by the Financial Conduct Authority.

If you are finding it difficult to manage repayments on an MBNA card, contact their customer service team to discuss your options. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice.