Also known as: Tesco Bank
Tesco Personal Finance plc, trading as Tesco Bank, was the financial services arm of Tesco, one of the UK's largest supermarket retailers. For many years it offered current accounts, savings accounts, mortgages, credit cards, loans, and insurance.
In November 2024, Tesco Bank completed the transfer of its retail banking business — including current accounts, savings, and mortgages — to Barclays Bank UK PLC. Tesco Bank continues to operate its credit card business independently, so Tesco credit cards remain active products.
If you had a Tesco Bank current account, savings account, or mortgage, this has been transferred to Barclays. You should have received communications explaining what happened to your specific product. For any queries about transferred accounts, contact Barclays directly.
If you hold a Tesco credit card, this is still operated by Tesco Bank. You can manage your card through the Tesco Bank website or app. Customer service for credit card queries is available through their website at tescobank.com.
The Tesco credit card range includes cards that earn Clubcard points on spending, which can be converted to Tesco vouchers or used with a range of Tesco reward partners. This makes them popular with regular Tesco shoppers.
If you are struggling with repayments on a Tesco credit card, contact Tesco Bank's financial support team. Free debt advice is also available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice, all free of charge.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Tesco Personal Finance plc’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Credit cards, personal loans, savings (now operated by Barclays under Tesco Bank brand); insurance, travel money and gift cards retained by Tesco. Clubcard Pay+ closed April 2026.
Trading names and group notes
The Tesco Bank brand is now a trading name of Barclays Bank UK PLC for banking products. Tesco retains insurance, ATMs, travel money and gift card operations. Tesco Stores Limited operates as an appointed representative of Barclays Bank UK PLC (trading as Tesco Bank).Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.3
Approx. 52,000+ reviews
Other review sources
Trustpilot Trustscore: 4.3/5 — classified as 'Excellent'; 68% of reviewers give 5 stars; 13% give 1 star; App available on Google Play (com.tescobank.mobile), last updated May 2026; Tesco Bank Wikipedia page confirms November 2024 transfer to Barclays; Clubcard Pay+ accounts closed April 26, 2026
Overall public sentiment
Tesco Bank holds a strong Trustpilot rating of 4.3/5 based on over 52,000 reviews, reflecting broadly positive customer sentiment particularly for customer service. The transition to Barclays operations in late 2024 appears not to have significantly harmed public sentiment, though some customers noted disruption during transfer.
Review sources
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Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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