Also known as: Lendable
Lendable Ltd is a UK direct lender that provides personal loans online. It uses technology and data to make quick lending decisions, often providing a loan offer within minutes of application. Lendable has aimed to make the personal lending process faster and more efficient than traditional bank lending.
Lendable provides unsecured personal loans for amounts ranging from a few hundred to tens of thousands of pounds, repaid over one to five years. Interest rates are risk-based, meaning customers with better credit histories typically receive lower rates.
Lendable has grown into one of the larger direct online lenders in the UK personal loan market. Its platform is managed entirely online.
If you have a Lendable loan and need to contact them, details are available on their website at lendable.co.uk. Lendable Ltd is authorised and regulated by the Financial Conduct Authority.
If you are struggling with Lendable repayments, contact their customer service team as early as possible. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice. Lendable uses technology to assess creditworthiness and price loans based on individual risk profiles. This means interest rates vary from customer to customer. Always compare the rate offered to you by Lendable with other lenders and make sure the monthly repayment fits comfortably within your budget. If you take out a Lendable loan and later find repayments difficult, contact them directly. Like all FCA-regulated lenders, Lendable has obligations to treat customers in financial difficulty fairly. Free and confidential debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice at no cost.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Lendable Ltd’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Unsecured personal loans (£1,000–£25,000), terms 1–5 years. SIC 64921 — credit granting. Also operates Lendable Operations Ltd (09011579) and Lendable Capital Ltd (11785008) as related entities.
Trading names and group notes
Lendable Operations Ltd (CH 09011579) and Lendable Capital Ltd (CH 11785008) are associated companies within the group. Lendable Limited (separate FCA entry) may be a holding or successor entity.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.9
Approx. 112,000+ (as of mid-2026) reviews
Other review sources
Smart Money People reviews available
Overall public sentiment
Excellent overall Trustpilot rating. Positives: speed, ease of application, funds arriving within minutes, transparent terms. Negatives: high interest rates, customer service responsiveness issues, credit reporting errors.
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Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
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