Also known as: Opos; OPOS
Opos Limited is a Scottish-registered FCA-authorised debt collection agency based in Dumbarton, West Dunbartonshire. Founded by Scott Henderson in 2008, the company has grown from a two-collector operation to a 150-seat contact centre. Opos collects debts on behalf of client creditors (third-party collection rather than debt purchasing). The owner also operates Kapama Limited (debt purchaser) and DDI Software. Opos is a founding member of the Scottish Compliance Forum and a Credit Services Association member.
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Third-party debt collection; high-volume outbound collections; 150-seat contact centre operations; collects on behalf of high-end brands
Trading names and group notes
Related companies under same ownership: Kapama Limited (debt purchaser); DDI Consulting Limited t/a DDI Software (software for debt collection). Opos itself does not purchase debt.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.1
Approx. 1,423 reviews
Other review and social proof
Credit Services Association member; founding member of Scottish Compliance Forum; 4.1 Trustpilot score is unusually high for a DCA; collects for named high-end brand creditors
Overall public sentiment
Positive — Trustpilot rating of 4.1 stars with approximately 1,423 reviews, which is notably high for a debt collection agency. Reviewers cite understanding and professional staff. Some negative reviews about unwanted contact and debt validity disputes.
Review sources
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