Also known as: Chase UK; Chase; J.P. Morgan
JPMorgan Chase Bank N.A. is the principal banking subsidiary of JPMorgan Chase & Co. (the world's largest bank by market capitalisation). It operates in the UK as a branch of the US national bank, regulated by the PRA and FCA. The Chase UK retail banking app launched in September 2021, targeting UK consumers with a digital-only model featuring cashback rewards.
Want to feel clearer about your money?
Ask Fin gives you simple tools for budgeting, spotting savings, checking possible benefit areas, exploring income ideas and building better money habits. General guidance only — not regulated advice.
Start with Ask Fin — £4.99/monthMain products and services
Chase UK: personal current accounts; savings account; 1% cashback on debit card spending; round-up savings; international transfers; app-based banking. JPMorgan also provides UK investment banking, wholesale banking, and asset management.
Trading names and group notes
Chase UK (retail) is operated as a branch/division of JPMorgan Chase Bank N.A. (US charter). UK branch registered FC004891 (BR000746) at Companies House. Separate from J.P. Morgan Securities plc (investment banking UK entity). Chase UK deposits are covered by FSCS up to £85,000. UK retail customer base approximately 1.5 million as of 2025.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
App Store
4.8
Google Play
4.6
Other review and social proof
Which? and press coverage positive for Chase UK cashback offer; FSCS protected deposits up to £85,000; Chase UK not prominently listed on Trustpilot UK at time of research; app store ratings widely cited in press reviews as 4.7-4.8 range
Overall public sentiment
Insufficient Trustpilot data verified for Chase UK specifically. Press and app store reviews broadly positive — customers appreciate the 1% cashback on spending and round-up savings. Some complaints about limited product range vs established banks (no branches, limited lending). App store ratings strong.
Review sources
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
Start with Ask Fin£4.99/month. Cancel anytime.