Also known as: The Debt Advisor; The Business Debt Advisor
The Debt Advisor Limited is a UK debt advice and debt solutions company that helps people manage and resolve unsecured debt. It provides advice on a range of debt solutions including Debt Management Plans (DMPs), Individual Voluntary Arrangements (IVAs), and Debt Relief Orders (DROs).
The Debt Advisor is a commercial business and may charge fees for some of its services. Before using their services, it is important to understand what fees apply and to compare these with free alternatives. The same range of debt solutions is available free of charge through charities including StepChange and PayPlan.
If you are struggling with debt and are looking for advice, free options should always be considered first. Free debt advice charities are regulated by the FCA, experienced, and provide the full range of solutions without charging you anything.
The Debt Advisor is authorised and regulated by the Financial Conduct Authority for debt counselling and debt adjusting activities. Their registration can be verified at register.fca.org.uk.
Free debt advice is available from StepChange on 0800 138 1111, PayPlan at payplan.com, National Debtline on 0808 808 4000, and Citizens Advice. All of these services are free, confidential, and can help you with any debt situation including talking to creditors, setting up affordable payment plans, and advising on formal insolvency solutions if needed.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
Free regulated debt advice — start here
If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from The Debt Advisor Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Debt advice; IVA; Debt management plans; Business debt advice; Formal and informal debt solutions
Trading names and group notes
Independent. No confirmed group parent as of June 2026.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.9
Approx. 693 reviews
Other review sources
Very high Trustpilot rating with 4.9/5.
Overall public sentiment
Predominantly positive. 4.9/5 Trustpilot rating. Praised for helpful, empathetic advisors who keep clients updated. Some complaints about communication from specific advisors.
Get free qualified debt advice first
Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.
Organise your budget before making any decisions
Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.
Explore Ask Fin — £4.99/monthGeneral guidance tools only. Not regulated advice.
Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.
Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
StepChange Debt Charity
StepChange; Consumer Credit Counselling Service (formerly)
View details →
PayPlan Limited
PayPlan; Totemic Limited (FCA-authorised trading entity)
View details →
Money Advice Trust
National Debtline; Business Debtline; Wiseradviser
View details →
Citizens Advice
Citizens Advice Bureau (historical); Citizens Advice
View details →
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