Also known as: Bamboo Loans; Bamboo
Bamboo Limited is a UK direct lender that provides personal loans online. It offers unsecured personal loans for a range of purposes, including debt consolidation, home improvements, and everyday borrowing needs. Bamboo typically serves customers who may have non-standard or limited credit histories.
Bamboo uses open banking and a broader assessment of creditworthiness, rather than relying solely on traditional credit scores, to make lending decisions. This allows it to consider customers who might be declined by score-based lenders even when they can genuinely afford repayments.
Interest rates vary based on individual circumstances and credit assessment. Because Bamboo sometimes lends to customers who cannot access mainstream credit, rates may be higher than those offered by high street banks. Always check the total amount repayable before accepting any loan offer.
Bamboo loans are managed entirely online through their website and customer portal. There are no branches.
If you have a Bamboo loan and need to contact them, details are available on their website at bambooloans.com. Bamboo Limited is authorised and regulated by the Financial Conduct Authority.
If you are struggling with Bamboo loan repayments, contact their customer service team early. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice at no cost.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Bamboo Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Unsecured personal loans £2,000–£15,000, terms 12–60 months. Rates from 26.9% APR. Direct lender. SIC 64921.
Trading names and group notes
Bamboo Loans Limited (CH 09251038) is a separate dormant/related entity; Bamboo Limited (CH 05629336) is the active FCA-authorised lending entity. No connection to Evolution Money Ltd was identified — they are distinct companies.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.9
Approx. 33,000+ (as of April 2026; 93% 5-star) reviews
Other review sources
Smart Money People reviews available; reviewed on Finder.com, Money to the Masses
Overall public sentiment
Excellent Trustpilot rating. Positives: quick and easy application, fast payouts (often within hours), professional and helpful customer service. Over 90% of reviews rated Excellent. Negatives: interest rates considered high by some reviewers.
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Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
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