Also known as: Virgin Money; Clydesdale Bank; Yorkshire Bank
Virgin Money UK PLC was formed by the combination of CYBG plc (Clydesdale Bank, Yorkshire Bank) with Virgin Money Holdings in 2018. Nationwide Building Society completed the acquisition in October 2024. All banking business transferred to Nationwide on 2 April 2026 under Part VII of FSMA 2000. The Virgin Money brand may be retained by Nationwide for certain products.
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Personal current accounts; savings accounts; mortgages; credit cards; business banking — all transferred to Nationwide Building Society from 2 April 2026
Trading names and group notes
Acquisition history: CYBG plc acquired Virgin Money Holdings 2018; Nationwide Building Society acquired Virgin Money UK PLC October 2024; Part VII transfer completed 2 April 2026. Post-transfer, all Virgin Money and Clydesdale Bank accounts/mortgages are legally held with Nationwide Building Society. Virgin Money UK PLC (09595911) remains as a shell/holding entity. Clydesdale Bank PLC (SC001111) also transferred.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
3.2
13000 reviews
Other review and social proof
Smart Money People: 3.5/5; FSCS protection now under Nationwide Building Society (FRN 106078); Which? coverage of transition; customers redirected to nationwide.co.uk for ongoing services
Overall public sentiment
Average on Trustpilot (3.2/5). Significant volume of recent reviews relate to the transition to Nationwide, with mixed sentiment. Historic reviews reflect dissatisfaction with Virgin Money service; more recent reviews comment on transition experience. Banking business now fully operated under Nationwide.
Review sources
Source URLs
Date checked
2026-06-05
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
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