Also known as: Stellantis Financial Services; PSA Finance UK Ltd (former name); Vauxhall Finance (predecessor); FCA Automotive Services UK (predecessor); stellantisfinancialservices.co.uk
Stellantis Financial Services UK Limited provides vehicle finance products in the UK for the Stellantis group of vehicle brands. Stellantis is one of the world's largest car manufacturers and includes brands such as Vauxhall, Peugeot, Citroën, Fiat, Alfa Romeo, Jeep, and others. The finance arm was previously known as PSA Finance UK (for Peugeot, Citroën, DS, and Vauxhall) and has been consolidated under the Stellantis Financial Services name following the merger of PSA Group and Fiat Chrysler.
Finance is arranged through authorised dealerships for new and used vehicles from the Stellantis brand portfolio. Products include Personal Contract Purchase (PCP), Hire Purchase (HP), and business finance options. PCP is the most common product for personal customers.
Stellantis Financial Services has been part of the broader motor finance industry under FCA review for historical commission arrangements between dealers and lenders. If you have or had a finance agreement, the FCA's consumer guidance on motor finance is publicly available.
If you have a Stellantis Financial Services agreement and need to contact them, details are available on their website at stellantisfinancialservices.co.uk. Stellantis Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority.
If you are struggling with vehicle finance repayments, contact Stellantis Financial Services directly. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Stellantis Financial Services UK Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Personal Contract Purchase (PCP); Personal Contract Hire (PCH); Conditional Sale; Hire Purchase (HP); Flex & Free finance; Subscription car insurance; 5-day free car insurance; Cosmetic repair insurance; Van finance; Fleet finance; Business finance
Trading names and group notes
Previous company names: PSA Finance UK Limited (Jan 2015–Apr 2023), PSA Wholesale Limited (Jul 1983–Jan 2015), Talbot Wholesale Limited (Dec 1980–Jul 1983), Chrysler Wholesale Limited (Sep 1971–Dec 1980). Joint venture with BNP Paribas Personal Finance. VAT registration number: 198 0871 62. Member of the Finance and Leasing Association (FLA). FCA PS26/3 redress scheme applies to agreements Apr 2007–Nov 2024 across all predecessor brands. DCA confirmed on Peugeot agreements from at least 2005. Separate number for DCA complaints: 0345 345 5449. My Account portal: myfinance-uk.stellantis.com.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.2
approx. 4,372 (as at mid-2026) reviews
Other review sources
Finance and Leasing Association (FLA) member (confirmed at fla.org.uk/members-directory/stellantis-financial-services-uk-limited/); FCA-authorised confirmed on company disclosure page; Companies House status Active (confirmed); FCA PS26/3 redress scheme in scope (April 2007–November 2024); £37 million provisioned for PS26/3 redress (Stellantis press release); Subject to significant DCA claims management activity across PSA Finance, Vauxhall Finance and FCA Automotive Services predecessor brands; MSE forum active discussion of DCA claims; VAT No. 198 0871 62; My Account portal at myfinance-uk.stellantis.com; Office hours: phone 9am–1pm and 2pm–5pm weekdays; live chat 9am–5pm weekdays; Trustpilot URL: uk.trustpilot.com/review/stellantisfinancialservices.co.uk
Overall public sentiment
Trustpilot TrustScore approximately 4.2 stars based on circa 4,372 reviews. Customer sentiment is mixed: positive reviews note ease of online account management and good service for straightforward queries; negative reviews cite poor communication on complaints, slow response times and credit reporting issues. Significant claims activity under FCA PS26/3 for DCA commissions across all predecessor brands.
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Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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