Also known as: Mortimer Clarke Solicitors; Mortimer Clarke
Mortimer Clarke Solicitors Limited is a UK law firm that specialises in debt recovery and consumer credit litigation. It acts on behalf of creditors and debt purchasers to recover outstanding debts through legal proceedings, including County Court claims, CCJ applications, and enforcement action.
Mortimer Clarke is part of the Cabot Financial group, one of the largest debt purchasers in the UK. It handles legal proceedings for debts owned by Cabot and potentially other creditors in the group.
If you receive a letter from Mortimer Clarke, the debt has reached the legal stage of collection. This means court action may be being considered or has already started. A pre-action letter will typically give you a period to respond — usually at least 30 days — before a court claim is issued.
You should never ignore correspondence from a debt solicitors firm. If you believe the debt is incorrect, you can dispute it in writing within the timeframe given. If a court claim is issued and you believe it is wrong, you should file a defence.
If you owe the debt, speaking to a free debt adviser is strongly recommended before responding to any legal correspondence. They can help you understand your options and how to approach the situation.
Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice. Their advice is completely free and they can help you deal with debt solicitors. Do not pay anyone to help with debt when free regulated advice exists.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
Free regulated debt advice — start here
If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Mortimer Clarke Solicitors Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Debt litigation; Legal debt recovery; County court claims; Consumer debt collection for banks and financial institutions
Trading names and group notes
Part of Cabot Credit Management Group Limited (100% owned). Ultimate parent is Encore Capital Group, Inc. (Nasdaq: ECPG). Acquired by Cabot in July 2015.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
1.9
Other review sources
Very low Trustpilot rating. Most recent review April 2026. Complaints about aggressive debt collection, poor communication, and credit file issues.
Overall public sentiment
Predominantly negative. Complaints about aggressive tactics, daily calls after expressing hardship, and poor communication. Rating of 1.9/5.
Review sources
Get free qualified debt advice first
Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.
Organise your budget before making any decisions
Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.
Explore Ask Fin — £4.99/monthGeneral guidance tools only. Not regulated advice.
Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.
Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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