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Lender DetailsMortimer Clarke Solicitors Limited
Debt Collector

Mortimer Clarke Solicitors Limited

Also known as: Mortimer Clarke Solicitors; Mortimer Clarke

Mortimer Clarke Solicitors Limited is a UK law firm that specialises in debt recovery and consumer credit litigation. It acts on behalf of creditors and debt purchasers to recover outstanding debts through legal proceedings, including County Court claims, CCJ applications, and enforcement action.

Mortimer Clarke is part of the Cabot Financial group, one of the largest debt purchasers in the UK. It handles legal proceedings for debts owned by Cabot and potentially other creditors in the group.

If you receive a letter from Mortimer Clarke, the debt has reached the legal stage of collection. This means court action may be being considered or has already started. A pre-action letter will typically give you a period to respond — usually at least 30 days — before a court claim is issued.

You should never ignore correspondence from a debt solicitors firm. If you believe the debt is incorrect, you can dispute it in writing within the timeframe given. If a court claim is issued and you believe it is wrong, you should file a defence.

If you owe the debt, speaking to a free debt adviser is strongly recommended before responding to any legal correspondence. They can help you understand your options and how to approach the situation.

Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice. Their advice is completely free and they can help you deal with debt solicitors. Do not pay anyone to help with debt when free regulated advice exists.

Quick summary

Company typeDebt Collector
Trading namesMortimer Clarke Solicitors; Mortimer Clarke
FCA Firm Ref (FRN)912356
FCA statusAuthorised
Companies House no.06211733
Company statusActive
Parent companyCabot Credit Management Group Limited (ultimate parent: Encore Capital Group, Inc., Nasdaq-listed)
Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Free regulated debt advice — start here

If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.

Why someone might search for Mortimer Clarke Solicitors Limited

Received a letter, call or text
Asking for proof of debt
Who is the original creditor
Setting up a payment plan
Disputed debt
Statute-barred debt question
County court claim received
Doorstep visit concern
Getting free debt help

Before you contact Mortimer Clarke Solicitors Limited

  • 1Check the company name and any trading names carefully.
  • 2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
  • 3Check the Companies House record if relevant.
  • 4Do not share payment card or bank details unless you are certain you are dealing with the real company.
  • 5Keep copies of all letters, emails, screenshots and payment records.
  • 6If you are unsure or under financial pressure, get free debt advice before taking action.
  • 7Ask the company to confirm the original creditor and the amount owed in writing.
  • 8Ask whether they own the debt or are collecting on behalf of someone else.
  • 9Do not make any payment if you dispute the debt without first taking free advice.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

  • ?Who was the original creditor?
  • ?Do you own the debt or are you collecting on behalf of someone else?
  • ?Can you send a full statement of account in writing?
  • ?Can you send proof of the assignment or purchase of this debt?
  • ?Can you send a copy of the original credit agreement where applicable?
  • ?Is collection activity on hold while I seek advice?
  • ?What is your formal complaints process?

Contact details

PhoneNot verified
EmailNot verified
Registered address16-22 Grafton Road, Worthing, West Sussex, BN11 1QP

Always use contact details from Mortimer Clarke Solicitors Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.

Regulatory and company information

FCA Firm Reference Number912356
FCA statusAuthorised
Companies House number06211733
Company statusActive
Parent companyCabot Credit Management Group Limited (ultimate parent: Encore Capital Group, Inc., Nasdaq-listed)

Useful official links

What they do

Main products and services

Debt litigation; Legal debt recovery; County court claims; Consumer debt collection for banks and financial institutions

Trading names and group notes

Part of Cabot Credit Management Group Limited (100% owned). Ultimate parent is Encore Capital Group, Inc. (Nasdaq: ECPG). Acquired by Cabot in July 2015.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

1.9

Other review sources

Very low Trustpilot rating. Most recent review April 2026. Complaints about aggressive debt collection, poor communication, and credit file issues.

Overall public sentiment

Predominantly negative. Complaints about aggressive tactics, daily calls after expressing hardship, and poor communication. Rating of 1.9/5.

Get free qualified debt advice first

Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.

Organise your budget before making any decisions

Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.

Explore Ask Fin — £4.99/month

Related Ask Fin tools

General guidance tools only. Not regulated advice.

Common questions about Mortimer Clarke Solicitors Limited

Why has Mortimer Clarke Solicitors Limited contacted me?+
Mortimer Clarke Solicitors Limited may have contacted you about a debt that is owed to them or to a company they represent. Always check the company is FCA-registered at register.fca.org.uk before taking any action. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Does Mortimer Clarke Solicitors Limited own the debt or collect it on behalf of someone else?+
Some companies own debts outright (debt purchasers) while others collect on behalf of the original creditor (debt collectors). You are entitled to ask Mortimer Clarke Solicitors Limited to confirm this in writing, along with the name of the original creditor.
Can I ask Mortimer Clarke Solicitors Limited for proof of the debt?+
You may ask Mortimer Clarke Solicitors Limited to provide a written statement of account showing the amount owed, the original creditor, and any charges or interest added. It is generally advisable to seek free debt advice before making any payment on a debt you do not recognise.
Should I ignore letters or calls from Mortimer Clarke Solicitors Limited?+
It is generally not advisable to ignore contact from a debt collection company. Ignoring the contact does not make the debt go away and may result in further action being taken. However, do seek free advice before responding or making any payment.
Can Mortimer Clarke Solicitors Limited take me to court?+
If a debt is owed and unpaid, a creditor or debt purchaser may apply to court for a County Court Judgement (CCJ) in England, Wales or Northern Ireland. Getting free regulated debt advice early gives you more options. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Can Mortimer Clarke Solicitors Limited visit my home?+
Debt collectors can visit your home but cannot enter without your permission and do not have the legal powers of a bailiff. If you are concerned about a doorstep visit, contact Citizens Advice or National Debtline for guidance before the visit.
Where can I get free debt help?+
If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

Sources and date checks

Other Debt Collector companies

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