Also known as: Salary Finance
Salary Finance Limited is a UK financial wellbeing company that partners with employers to offer employees financial products linked to their payroll. Products include salary-linked loans and savings accounts, where repayments are taken directly from the employee's salary before it reaches their bank account.
The payroll-deduction model is designed to make borrowing more affordable by reducing default risk, which allows lower interest rates than many consumer lenders. Employees can only access Salary Finance products through employers that have partnered with the company.
Salary Finance also offers financial wellbeing resources and tools to employers and employees. The aim is to reduce financial stress among workforces and improve access to fair-priced credit for people who might otherwise use high-cost lenders.
Products are not available directly to the public. If your employer offers Salary Finance, you can access it through your workplace benefits portal or by speaking to your HR team.
Salary Finance Limited is authorised and regulated by the Financial Conduct Authority.
If you have a Salary Finance loan and need to contact them, visit salaryfinance.com/uk. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice if you need help with any borrowing.
Quick summary
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Main products and services
Salary-linked personal loans, employee pay advances, savings products — repaid via employer payroll deduction. B2B model: employer partners offer as employee benefit.
Trading names and group notes
Salary Finance Loans Limited (Companies House number 07643748) is a related entity. Salary Finance operates in the UK and US.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.9
Approx. 23,000+ (as of mid-2026) reviews
Overall public sentiment
Overwhelmingly positive reviews: customers praise ease of use, speed of application and fund transfer. Sentiment reflects accessible, lower-cost credit compared to payday alternatives.
Review sources
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Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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