Also known as: Experto Credite
Experto Credite Limited was a UK debt purchaser that bought portfolios of consumer credit debt and managed their recovery. The company has been dissolved and is no longer operating.
Debts previously owned by Experto Credite will have been handled as part of the dissolution process. This may mean debts were sold to another purchaser, returned to the original creditor, or written off depending on the circumstances of the wind-down.
If you are still receiving contact about a debt that was previously with Experto Credite, ask the contacting company in writing who the current legal owner of the debt is. Any company pursuing a debt must be able to identify themselves clearly and confirm their right to collect.
Free debt advice is available from Citizens Advice, StepChange on 0800 138 1111, or National Debtline on 0808 808 4000 if you need help with any debt previously associated with Experto Credite. If you are being contacted about a debt that was previously with Experto Credite, ask the company contacting you to confirm who they are, their FCA registration number, and who currently owns the debt. This information must be provided. Given that Experto Credite is dissolved, any debt that was genuinely owed may now be with another purchaser or may have been written off. Citizens Advice and National Debtline can help you check your position and understand what steps to take. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
Free regulated debt advice — start here
If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.
These are general questions that may be relevant to your situation. They are not personalised advice.
Main products and services
Consumer debt purchase (historical); Debt collection (historical)
Trading names and group notes
Wound down through CVL. No successor brand identified.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
No review data available.
Overall public sentiment
Dissolved; no longer trading.
Get free qualified debt advice first
Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.
Organise your budget before making any decisions
Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.
Explore Ask Fin — £4.99/monthGeneral guidance tools only. Not regulated advice.
Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.
Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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