Also known as: Overdales; Overdales Solicitors; Lowell Solicitors Limited (formerly)
Overdales Legal Limited is a UK debt collection solicitors firm that recovers debts on behalf of creditors and debt purchasers through legal proceedings. As a solicitors firm, Overdales can issue court claims, apply for County Court Judgments (CCJs), and take enforcement action against debtors in ways that non-solicitor collection agencies cannot.
If you receive correspondence from Overdales Legal, it means a creditor or debt owner has referred the debt to solicitors with a view to taking legal action if it is not resolved. This is a more serious stage of debt collection and should not be ignored.
A letter before action from Overdales should give you a period of time — usually at least 30 days — to respond before court proceedings are started. You should take this seriously and seek free debt advice as quickly as possible.
If you dispute the debt, you must say so in writing within the timeframe given. If court proceedings are issued, you can file a defence if you believe the claim is incorrect. Citizens Advice and National Debtline can help you respond to legal correspondence from debt solicitors.
If you owe the debt and cannot pay in full, contact Overdales immediately to discuss an affordable arrangement. Agreeing a payment plan before court action begins is usually better for everyone. Free debt advice from StepChange on 0800 138 1111 can help you prepare.
Receiving a letter from debt solicitors can feel alarming, but free help is available. Contact StepChange, National Debtline on 0808 808 4000, or Citizens Advice before responding to court paperwork.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
Free regulated debt advice — start here
If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Overdales Legal Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Debt litigation; Legal debt recovery; County court claims; Debt collection for banks, utilities, telecoms
Trading names and group notes
Part of Lowell Group, sharing address with Lowell. Previously Lowell Solicitors Limited.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
No review data available.
Other review sources
Trustpilot reviews predominantly negative; complaints about contact with wrong individuals, excessive calls, and GDPR concerns.
Overall public sentiment
Predominantly negative on Trustpilot. Complaints about contacting wrong people, excessive calls, and insensitive approach. Some positive individual interactions noted.
Review sources
Get free qualified debt advice first
Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.
Organise your budget before making any decisions
Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.
Explore Ask Fin — £4.99/monthGeneral guidance tools only. Not regulated advice.
Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.
Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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