Lender Details›Together Financial Services Limited
Mortgage

Together Financial Services Limited

Also known as: Together Money; Together

Together is a Cheshire-based specialist lender offering mortgages, bridging and secured loans for personal and commercial customers. Founded in 1974, it takes a common-sense approach to cases that fall outside mainstream lending criteria. One of the UK's largest specialist lenders.

General guidance only. Information on this page is for general reference and should be verified with the company directly, via the FCA Register, or Companies House before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

Want to feel clearer about your money?

Ask Fin gives you simple tools for budgeting, spotting savings, checking possible benefit areas, exploring income ideas and building better money habits. General guidance only — not regulated advice.

Start with Ask Fin — £4.99/month

Contact details

Websitehttps://www.togethermoney.com
Phone0161 333 7400
EmailNot verified (contact via website form)
Registered addressLake View, Lakeside, Cheadle, Cheshire, SK8 3GW

Visit Together Financial Services Limited website ↗

Regulatory and company information

FCA Firm Reference NumberNot verified (Together Financial Services Limited is the group holding entity; regulated lending is conducted via subsidiaries including Together Personal Finance Limited — FCA register entry confirmed at register.fca.org.uk)
FCA statusFCA-regulated group; personal mortgage/loan products regulated via Together Personal Finance Limited (FCA authorised). Commercial lending via separate subsidiary.
Companies House number02939389
Company statusActive. Private company, established 1974. Group is privately owned.
Parent companyPrivately held; majority owned by the Moss family (founding family)
Check FCA Register ↗Check Companies House ↗

What they do

Main products and services

Residential mortgages; Buy-to-let mortgages; Bridging loans; Auction finance; Commercial mortgages; Development finance; Second charge secured loans

Trading names and group notes

Group comprises multiple entities including Together Personal Finance Limited and Together Commercial Finance Limited. Privately held; not listed.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

Not verified (mixed reviews; sources suggest 3-4 star range overall)

Approximately 2,235 (as of mid-2026) reviews

Other review and social proof

Also reviewed on Feefo and Smart Money People. Mixed sentiment — praised for speed and flexibility, criticised for pricing transparency and fees.

Overall public sentiment

Mixed. Positive reviews highlight fast completions, flexible criteria and helpful staff. Negative reviews focus on high rates, lack of fee transparency and communication delays.

Review sources

https://uk.trustpilot.com/review/togethermoney.comhttps://www.feefo.com/en-GB/reviews/togetherhttps://smartmoneypeople.com/together-money-reviews/products

Sources and checks

Source URLs

https://find-and-update.company-information.service.gov.uk/company/02939389https://register.fca.org.uk/s/firm?id=001b000000MfTXMAA3https://togethermoney.com/get-in-touchhttps://togethermoney.com/about-us

Date checked

2026-06-05

Want to feel clearer about your money?

Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.

Start with Ask Fin

£4.99/month. Cancel anytime.

Other Mortgage companies

Pepper Money Limited

View details →

Norton Finance and Mortgages Limited

View details →

← Back to all lender details