Skip to main content
Lender DetailsHoward Cohen & Co Solicitors
Debt Collector

Howard Cohen & Co Solicitors

Also known as: Howard Cohen & Co; O'Garra Cohen Cramer; Cohen Cramer

Howard Cohen and Co Solicitors was a UK debt recovery law firm that acted on behalf of lenders and debt purchasers to recover consumer debts through legal proceedings. The firm was known for handling high volumes of consumer credit debt collection cases.

This firm appears to have closed or ceased active trading. If you have received historical correspondence from Howard Cohen and Co that you are trying to resolve, the debt itself may now be managed by the original creditor or debt owner directly, or it may have been passed to another firm.

If you received court papers from Howard Cohen and Co in the past and have an outstanding matter to resolve, contact the original creditor or the debt owner named in any correspondence to find out who is currently managing the account.

If you have any concerns about correspondence you have received or an old court matter, Citizens Advice or National Debtline can help you understand your current position. Free advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice. If you have any outstanding court matter or judgment that was handled by Howard Cohen and Co in the past, you should contact the original creditor or their current representative to understand the current position. Court judgments do not expire immediately — a CCJ remains on your credit file for six years. If you have an outstanding CCJ and want to understand your options, including whether it can be set aside or satisfied, free legal advice is available from Citizens Advice. StepChange on 0800 138 1111 and National Debtline on 0808 808 4000 can also help you navigate historic debt matters.

Quick summary

Company typeDebt Collector
Trading namesHoward Cohen & Co; O'Garra Cohen Cramer; Cohen Cramer
FCA Firm Ref (FRN)Not verified
FCA statusSRA regulated (SRA No
Companies House no.Not verified
Company statusCLOSING — SRA records as of 2026 show the firm is closing but remains regulated to provide services to existing clients. The related entity Cohen Cramer Solicitors was acquired by Ison Harrison Solicitors on 05 July 2024.
Parent companyN/A — closing; Cohen Cramer element acquired by Ison Harrison Solicitors (July 2024)
Official websiteNot verified
Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Free regulated debt advice — start here

If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.

Why someone might search for Howard Cohen & Co Solicitors

Received a letter, call or text
Asking for proof of debt
Who is the original creditor
Setting up a payment plan
Disputed debt
Statute-barred debt question
County court claim received
Doorstep visit concern
Getting free debt help

Before you contact Howard Cohen & Co Solicitors

  • 1Check the company name and any trading names carefully.
  • 2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
  • 3Check the Companies House record if relevant.
  • 4Do not share payment card or bank details unless you are certain you are dealing with the real company.
  • 5Keep copies of all letters, emails, screenshots and payment records.
  • 6If you are unsure or under financial pressure, get free debt advice before taking action.
  • 7Ask the company to confirm the original creditor and the amount owed in writing.
  • 8Ask whether they own the debt or are collecting on behalf of someone else.
  • 9Do not make any payment if you dispute the debt without first taking free advice.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

  • ?Who was the original creditor?
  • ?Do you own the debt or are you collecting on behalf of someone else?
  • ?Can you send a full statement of account in writing?
  • ?Can you send proof of the assignment or purchase of this debt?
  • ?Can you send a copy of the original credit agreement where applicable?
  • ?Is collection activity on hold while I seek advice?
  • ?What is your formal complaints process?

Contact details

WebsiteNot verified
PhoneNot verified
EmailNot verified
Registered addressSuite 1B, Joseph's Well, Hanover Walk, Westgate, Leeds, West Yorkshire, LS3 1AB

Regulatory and company information

FCA Firm Reference NumberNot verified
FCA statusSRA regulated (SRA No. 607109). FCA status not separately confirmed. Firm is in closing status.
Companies House numberNot verified
Company statusCLOSING — SRA records as of 2026 show the firm is closing but remains regulated to provide services to existing clients. The related entity Cohen Cramer Solicitors was acquired by Ison Harrison Solicitors on 05 July 2024.
Parent companyN/A — closing; Cohen Cramer element acquired by Ison Harrison Solicitors (July 2024)

Useful official links

What they do

Main products and services

Debt recovery; Crime and fraud; Family law; Data breach claims; Dispute resolution

Trading names and group notes

Not merged with Shoosmiths as originally queried. Cohen Cramer element acquired by Ison Harrison Solicitors in July 2024. Howard Cohen & Co itself is listed as closing by SRA.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

No review data available.

Overall public sentiment

No current review data available — firm is in closing status.

Get free qualified debt advice first

Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.

Organise your budget before making any decisions

Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.

Explore Ask Fin — £4.99/month

Related Ask Fin tools

General guidance tools only. Not regulated advice.

Common questions about Howard Cohen & Co Solicitors

Why has Howard Cohen & Co Solicitors contacted me?+
Howard Cohen & Co Solicitors may have contacted you about a debt that is owed to them or to a company they represent. Always check the company is FCA-registered at register.fca.org.uk before taking any action. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Does Howard Cohen & Co Solicitors own the debt or collect it on behalf of someone else?+
Some companies own debts outright (debt purchasers) while others collect on behalf of the original creditor (debt collectors). You are entitled to ask Howard Cohen & Co Solicitors to confirm this in writing, along with the name of the original creditor.
Can I ask Howard Cohen & Co Solicitors for proof of the debt?+
You may ask Howard Cohen & Co Solicitors to provide a written statement of account showing the amount owed, the original creditor, and any charges or interest added. It is generally advisable to seek free debt advice before making any payment on a debt you do not recognise.
Should I ignore letters or calls from Howard Cohen & Co Solicitors?+
It is generally not advisable to ignore contact from a debt collection company. Ignoring the contact does not make the debt go away and may result in further action being taken. However, do seek free advice before responding or making any payment.
Can Howard Cohen & Co Solicitors take me to court?+
If a debt is owed and unpaid, a creditor or debt purchaser may apply to court for a County Court Judgement (CCJ) in England, Wales or Northern Ireland. Getting free regulated debt advice early gives you more options. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Can Howard Cohen & Co Solicitors visit my home?+
Debt collectors can visit your home but cannot enter without your permission and do not have the legal powers of a bailiff. If you are concerned about a doorstep visit, contact Citizens Advice or National Debtline for guidance before the visit.
Where can I get free debt help?+
If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

Sources and date checks

Source URLs used in preparing this record

Date checked

2026-06-05

Next review due

Periodic review

Other Debt Collector companies

Spot an error on this page?

If you notice a wrong phone number, outdated FCA status, changed name or broken link, you can report it. We aim to verify and update the record as soon as possible.

Report an issue with this page →