Also known as: Moneybarn
Moneybarn is a UK vehicle finance company that specialises in providing car, van, and motorbike finance to customers who may find it harder to get finance from mainstream lenders. This typically includes people with low credit scores, thin credit files, or previous financial difficulties. It is part of Vanquis Banking Group plc.
Moneybarn provides Hire Purchase agreements, which means customers make fixed monthly payments and own the vehicle outright at the end of the agreement. The company focuses on used vehicles rather than new cars. Because it takes on customers who represent a higher risk to lend to, interest rates tend to be higher than those offered by mainstream motor finance providers.
Moneybarn has faced regulatory scrutiny in the past. In 2021, it received a fine from the FCA related to the way it communicated with customers in financial difficulty and the handling of terminated agreements. The company has since worked to improve its processes in these areas.
If you have a Moneybarn finance agreement and need to contact them, details are available on their website at moneybarn.com. Their registered address is Moneybarn House, Moneybarn Road, Petersfield, GU31 4NG. Moneybarn No.1 Limited is authorised and regulated by the Financial Conduct Authority.
If you are struggling with Moneybarn repayments, contact their financial support team as soon as possible. Free and independent debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice. You do not need to pay anyone to help you manage a vehicle finance problem.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Moneybarn No.1 Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Hire Purchase (HP) for bad/impaired credit; Car finance; Van finance; Motorbike finance
Trading names and group notes
Owned by Vanquis Banking Group plc (formerly Provident Financial plc). Acquired by Provident in 2014.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
4.3
~16,000+ reviews
Other review sources
Trustguide analysis: 4.3/5 from 4,494 reviews (as at Aug 2025)
Overall public sentiment
Mixed. Customers with impaired credit appreciate access to finance. Complaints focus on high APRs, communication issues, and difficulties obtaining payment breaks.
Review sources
Prepare a simple monthly budget before speaking to your provider
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Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.
Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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