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Lender DetailsMackenzie Hall Limited
Debt Collector

Mackenzie Hall Limited

Also known as: Mackenzie Hall; Mackenzie Hall Debt Collectors

Mackenzie Hall Limited was a UK debt collection company that bought and collected consumer debts. The brand has since been absorbed into PRA Group, one of the UK's largest debt purchasers. PRA Group acquired the Mackenzie Hall debt portfolios and operations.

If you previously received letters from Mackenzie Hall about a debt, that debt is now likely owned and managed by PRA Group UK Limited. You should direct any queries about a former Mackenzie Hall debt to PRA Group. Their contact details and customer services are available at pragroup.co.uk.

If you are currently receiving letters about a debt that mentions Mackenzie Hall, check whether the correspondence is actually coming from PRA Group or a company acting on their behalf.

Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice if you need help with any debt previously managed by Mackenzie Hall or PRA Group. If you currently hold a debt that was with Mackenzie Hall and are being contacted by PRA Group about it, the process for dealing with them is the same as for any debt purchaser. Ask for written confirmation of the debt, check that the amount is correct, and seek free advice if anything is unclear. If the debt was taken out many years ago, it may be worth checking whether it could be statute barred. National Debtline and Citizens Advice can advise on this. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice.

Quick summary

Company typeDebt Collector
Trading namesMackenzie Hall; Mackenzie Hall Debt Collectors
FCA Firm Ref (FRN)Not verified for Mackenzie Hall brand — PRA Group (UK) Ltd is FCA authorised
FCA statusThe Mackenzie Hall brand is now operated by PRA Group (UK) Ltd, which is FCA authorised
Companies House no.SC255891 (original entity — dissolved); 04267803 (PRA Group (UK) Limited — active)
Company statusDISSOLVED — Original Mackenzie Hall Limited (SC255891) dissolved 23 September 2017. Mackenzie Hall Holdings Limited (06004386) also dissolved 12 October 2017. The brand continues as a trading name used by PRA Group (UK) Ltd.
Parent companyPRA Group, Inc. (Nasdaq: PRAA) — acquired Mackenzie Hall Holdings in January 2012 for approximately US$53 million
Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Free regulated debt advice — start here

If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.

Why someone might search for Mackenzie Hall Limited

Received a letter, call or text
Asking for proof of debt
Who is the original creditor
Setting up a payment plan
Disputed debt
Statute-barred debt question
County court claim received
Doorstep visit concern
Getting free debt help

Before you contact Mackenzie Hall Limited

  • 1Check the company name and any trading names carefully.
  • 2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
  • 3Check the Companies House record if relevant.
  • 4Do not share payment card or bank details unless you are certain you are dealing with the real company.
  • 5Keep copies of all letters, emails, screenshots and payment records.
  • 6If you are unsure or under financial pressure, get free debt advice before taking action.
  • 7Ask the company to confirm the original creditor and the amount owed in writing.
  • 8Ask whether they own the debt or are collecting on behalf of someone else.
  • 9Do not make any payment if you dispute the debt without first taking free advice.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

  • ?Who was the original creditor?
  • ?Do you own the debt or are you collecting on behalf of someone else?
  • ?Can you send a full statement of account in writing?
  • ?Can you send proof of the assignment or purchase of this debt?
  • ?Can you send a copy of the original credit agreement where applicable?
  • ?Is collection activity on hold while I seek advice?
  • ?What is your formal complaints process?

Contact details

PhoneNot verified
EmailNot verified
Registered addressOriginal entity (SC255891) dissolved 23 September 2017. PRA Group (UK) Ltd now uses Mackenzie Hall as a trading brand.
Customer contact addressPRA Group (UK) Ltd — address not separately verified for Mackenzie Hall brand

Always use contact details from Mackenzie Hall Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.

Regulatory and company information

FCA Firm Reference NumberNot verified for Mackenzie Hall brand — PRA Group (UK) Ltd is FCA authorised
FCA statusThe Mackenzie Hall brand is now operated by PRA Group (UK) Ltd, which is FCA authorised. Mackenzie Hall as a separate legal entity is dissolved.
Companies House numberSC255891 (original entity — dissolved); 04267803 (PRA Group (UK) Limited — active)
Company statusDISSOLVED — Original Mackenzie Hall Limited (SC255891) dissolved 23 September 2017. Mackenzie Hall Holdings Limited (06004386) also dissolved 12 October 2017. The brand continues as a trading name used by PRA Group (UK) Ltd.
Parent companyPRA Group, Inc. (Nasdaq: PRAA) — acquired Mackenzie Hall Holdings in January 2012 for approximately US$53 million

Useful official links

What they do

Main products and services

Debt purchasing; Debt collection; Consumer and commercial debt recovery

Trading names and group notes

The Mackenzie Hall brand survives under PRA Group. PRA Group's other UK trading names include Aktiv Kapital and Aktiv Kapital UK Ltd. A new company 'Mackenzie Hall Ltd' (12663467, incorporated June 2020) exists at Companies House but is a real estate agency with no known connection to the original debt collection brand.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Trustpilot

Not verified for Mackenzie Hall brand specifically

Overall public sentiment

Brand is dissolved as a separate entity. Consumer debt contacts under this brand are now managed by PRA Group UK. No independent review data for the brand.

Get free qualified debt advice first

Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.

Organise your budget before making any decisions

Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.

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Common questions about Mackenzie Hall Limited

Why has Mackenzie Hall Limited contacted me?+
Mackenzie Hall Limited may have contacted you about a debt that is owed to them or to a company they represent. Always check the company is FCA-registered at register.fca.org.uk before taking any action. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Does Mackenzie Hall Limited own the debt or collect it on behalf of someone else?+
Some companies own debts outright (debt purchasers) while others collect on behalf of the original creditor (debt collectors). You are entitled to ask Mackenzie Hall Limited to confirm this in writing, along with the name of the original creditor.
Can I ask Mackenzie Hall Limited for proof of the debt?+
You may ask Mackenzie Hall Limited to provide a written statement of account showing the amount owed, the original creditor, and any charges or interest added. It is generally advisable to seek free debt advice before making any payment on a debt you do not recognise.
Should I ignore letters or calls from Mackenzie Hall Limited?+
It is generally not advisable to ignore contact from a debt collection company. Ignoring the contact does not make the debt go away and may result in further action being taken. However, do seek free advice before responding or making any payment.
Can Mackenzie Hall Limited take me to court?+
If a debt is owed and unpaid, a creditor or debt purchaser may apply to court for a County Court Judgement (CCJ) in England, Wales or Northern Ireland. Getting free regulated debt advice early gives you more options. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Can Mackenzie Hall Limited visit my home?+
Debt collectors can visit your home but cannot enter without your permission and do not have the legal powers of a bailiff. If you are concerned about a doorstep visit, contact Citizens Advice or National Debtline for guidance before the visit.
Where can I get free debt help?+
If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

Sources and date checks

Other Debt Collector companies

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