Also known as: CL Finance; CL Finance Ltd
CL Finance Limited was a UK debt purchasing and collection company. It acquired and managed portfolios of consumer debts. The company has been dissolved and is no longer active.
If you previously received correspondence from CL Finance about a debt, any debts that were owned by CL Finance at the time of dissolution will have been dealt with as part of the wind-down of the company. In some cases, debts may have been sold on to another purchaser before dissolution.
If you are still being contacted about a debt that was previously with CL Finance, ask in writing for the name of the current debt owner and their full contact details. Any company contacting you about a debt must be able to tell you who owns it.
Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice if you need help with any debt formerly held by CL Finance. If a company contacts you claiming to own or collect a debt that was previously with CL Finance, ask for full written details including their company name, FCA registration, the original creditor, and a breakdown of the amount being claimed. You have the right to this information before making any payment or acknowledgement. If the debt is old, Citizens Advice can help you check whether it might be statute barred under the Limitation Act 1980. Free debt advice is always available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
Free regulated debt advice — start here
If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.
These are general questions that may be relevant to your situation. They are not personalised advice.
Main products and services
Consumer debt purchase; Debt collection on behalf of HSBC Group brands; Credit portfolio management
Trading names and group notes
HSBC Group internal collections vehicle. HFC Bank and associated consumer finance books were subsumed into HSBC UK Bank Plc from 2013.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
No review data available.
Overall public sentiment
No public-facing consumer reviews; internal collections entity.
Get free qualified debt advice first
Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.
Organise your budget before making any decisions
Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.
Explore Ask Fin — £4.99/monthGeneral guidance tools only. Not regulated advice.
Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.
Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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