Skip to main content
Lender DetailsTymit Ltd
Credit Card Provider

Tymit Ltd

Also known as: Tymit

Tymit was a UK fintech company that offered a credit card product with flexible repayment features. Its card allowed users to choose how to repay each transaction — in full, over three months interest-free, or over a longer period with interest. The product was designed to give users more transparency and control over how they repay credit card spending.

Tymit wound down its credit card product and has ceased operations. If you held a Tymit credit card, you should have received communications about the closure of the product and what happened to your balance. Any outstanding balance will have been managed as part of the wind-down process.

If you have an outstanding balance from a Tymit account and are unsure of your current position or who to contact, check any recent correspondence you received from Tymit. Your account may have been transferred to another provider or managed through a wind-down process.

If you received any letters or calls about a Tymit debt and are unsure whether they are genuine, you can verify the situation by contacting the FCA consumer helpline or Citizens Advice.

Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice if you need guidance on any outstanding Tymit balance.

Quick summary

Company typeCredit Card Provider
Trading namesTymit
FCA Firm Ref (FRN)796994
FCA statusAuthorised (FCA register shows authorisation; product operations ceased)
Companies House no.10827757
Company statusActive (Companies House) — but credit card product wound down November/December 2024
Parent companyNot verified
Official websiteNot verified
Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Why someone might search for Tymit Ltd

Card balance or statement
Missed payment
Default notice received
Credit limit query
Persistent debt concern
Section 75 dispute
Complaint
Debt sold to a collector

Before you contact Tymit Ltd

  • 1Check the company name and any trading names carefully.
  • 2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
  • 3Check the Companies House record if relevant.
  • 4Do not share payment card or bank details unless you are certain you are dealing with the real company.
  • 5Keep copies of all letters, emails, screenshots and payment records.
  • 6If you are unsure or under financial pressure, get free debt advice before taking action.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

  • ?What is my current balance and how is interest calculated?
  • ?What are my repayment options?
  • ?Can I have a full statement of account?
  • ?What happens if I miss a payment?
  • ?How do I make a formal complaint?
  • ?Has my account been passed to or sold to a third party?
  • ?Are there any payment support or breathing space options available?

Contact details

WebsiteNot verified
PhoneNot verified
EmailNot verified
Registered address5 Merchant Square, London, W2 1DP

Regulatory and company information

FCA Firm Reference Number796994
FCA statusAuthorised (FCA register shows authorisation; product operations ceased)
Companies House number10827757
Company statusActive (Companies House) — but credit card product wound down November/December 2024
Parent companyNot verified

Useful official links

What they do

Main products and services

Instalment-based credit card allowing customers to split purchases into monthly instalments at 0% for the first month

Trading names and group notes

Related entities: Tymit Financial Services Ltd (CH 12052338); Tymit Consumer Services Ltd (CH 15102222). The FCA register also lists Tymit Consumer Services LTD as a separate authorised entity.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

Google Play

Not verified (app listed on Google Play as Tymit Credit Card)

Other review sources

Credit card product wound down November 2024; announcement covered by Head for Points October 2024; company still shows active at Companies House with next accounts due June 2026

Overall public sentiment

Not applicable — product wound down. Limited review data available post-closure.

Want to feel clearer before you contact a lender?

Use Ask Fin to organise your budget, spot money leaks and understand your options before you contact a provider. General guidance only — not regulated financial advice.

Start with Ask Fin — £4.99/month

General guidance only. Not regulated financial advice.

Related Ask Fin tools

General guidance tools only. Not regulated advice.

Common questions about Tymit Ltd

Is Tymit Ltd FCA authorised?+
Check the FCA Register at register.fca.org.uk using the FCA Firm Reference Number (FRN) listed on this page. Always verify directly from official sources.
How do I contact Tymit Ltd?+
Contact details are listed on this page where verified. Always use contact details from the company's official website or the FCA Register rather than details found in unexpected letters or texts.
How do I make a complaint to Tymit Ltd?+
Start with the company's formal complaints process. If unresolved, the Financial Ombudsman Service (financial-ombudsman.org.uk) may be able to help, depending on the type of complaint.
What should I do if I cannot afford repayments?+
Contact the company as soon as possible. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Where can I get free help?+
If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

Sources and date checks

Other Credit Card Provider companies

Spot an error on this page?

If you notice a wrong phone number, outdated FCA status, changed name or broken link, you can report it. We aim to verify and update the record as soon as possible.

Report an issue with this page →