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Lender DetailsScotcall Limited
Debt Collector

Scotcall Limited

Also known as: Scotcall

Scotcall Limited was a UK debt collection company based in Scotland. It provided debt collection and tracing services to businesses including financial institutions, utilities, and telecommunications companies.

Scotcall has been dissolved and is no longer operating. If you previously received correspondence from Scotcall about a debt, any current collection activity on that debt would be managed by the company that instructed Scotcall, or by another collection agent they have appointed.

If you are still receiving contact about a debt previously handled by Scotcall, ask in writing who currently owns or is managing the debt. The creditor or current debt owner must tell you.

Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice Scotland on 0800 028 1456 if you need help with any debt previously connected to Scotcall. If you receive unexpected contact from a company claiming to manage a debt that was previously with Scotcall, ask them to confirm their identity in writing and provide full details of the debt they are claiming you owe. You have the right to this information before making any payment. Citizens Advice Scotland on 0800 028 1456 and National Debtline on 0808 808 4000 provide free advice on debt matters in Scotland and across the UK. StepChange on 0800 138 1111 also provides free debt advice to anyone in the UK. Never pay a debt without first confirming it is genuinely yours and that the company pursuing it has the right to do so.

Quick summary

Company typeDebt Collector
Trading namesScotcall
FCA Firm Ref (FRN)Not verified
FCA statusCancelled / Dissolved
Companies House no.SC491565
Company statusDissolved 20 June 2023
Parent companyNot verified
Official websiteNot verified
Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Free regulated debt advice — start here

If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.

Why someone might search for Scotcall Limited

Received a letter, call or text
Asking for proof of debt
Who is the original creditor
Setting up a payment plan
Disputed debt
Statute-barred debt question
County court claim received
Doorstep visit concern
Getting free debt help

Before you contact Scotcall Limited

  • 1Check the company name and any trading names carefully.
  • 2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
  • 3Check the Companies House record if relevant.
  • 4Do not share payment card or bank details unless you are certain you are dealing with the real company.
  • 5Keep copies of all letters, emails, screenshots and payment records.
  • 6If you are unsure or under financial pressure, get free debt advice before taking action.
  • 7Ask the company to confirm the original creditor and the amount owed in writing.
  • 8Ask whether they own the debt or are collecting on behalf of someone else.
  • 9Do not make any payment if you dispute the debt without first taking free advice.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

  • ?Who was the original creditor?
  • ?Do you own the debt or are you collecting on behalf of someone else?
  • ?Can you send a full statement of account in writing?
  • ?Can you send proof of the assignment or purchase of this debt?
  • ?Can you send a copy of the original credit agreement where applicable?
  • ?Is collection activity on hold while I seek advice?
  • ?What is your formal complaints process?

Contact details

WebsiteNot verified
PhoneNot verified
EmailNot verified
Registered address1 Smithhills Street, Paisley, Scotland, PA1 1EB (historical)

Regulatory and company information

FCA Firm Reference NumberNot verified
FCA statusCancelled / Dissolved
Companies House numberSC491565
Company statusDissolved 20 June 2023
Parent companyNot verified

Useful official links

What they do

Main products and services

Consumer debt collection (historical); Scottish debt recovery (historical)

Trading names and group notes

No confirmed parent or acquirer. Dissolved independently June 2023.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

No review data available.

Overall public sentiment

Dissolved; no longer trading.

Get free qualified debt advice first

Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.

Organise your budget before making any decisions

Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.

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Common questions about Scotcall Limited

Why has Scotcall Limited contacted me?+
Scotcall Limited may have contacted you about a debt that is owed to them or to a company they represent. Always check the company is FCA-registered at register.fca.org.uk before taking any action. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Does Scotcall Limited own the debt or collect it on behalf of someone else?+
Some companies own debts outright (debt purchasers) while others collect on behalf of the original creditor (debt collectors). You are entitled to ask Scotcall Limited to confirm this in writing, along with the name of the original creditor.
Can I ask Scotcall Limited for proof of the debt?+
You may ask Scotcall Limited to provide a written statement of account showing the amount owed, the original creditor, and any charges or interest added. It is generally advisable to seek free debt advice before making any payment on a debt you do not recognise.
Should I ignore letters or calls from Scotcall Limited?+
It is generally not advisable to ignore contact from a debt collection company. Ignoring the contact does not make the debt go away and may result in further action being taken. However, do seek free advice before responding or making any payment.
Can Scotcall Limited take me to court?+
If a debt is owed and unpaid, a creditor or debt purchaser may apply to court for a County Court Judgement (CCJ) in England, Wales or Northern Ireland. Getting free regulated debt advice early gives you more options. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Can Scotcall Limited visit my home?+
Debt collectors can visit your home but cannot enter without your permission and do not have the legal powers of a bailiff. If you are concerned about a doorstep visit, contact Citizens Advice or National Debtline for guidance before the visit.
Where can I get free debt help?+
If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

Sources and date checks

Other Debt Collector companies

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