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Lender DetailsBuchanan Clark and Wells Limited
Debt Collector

Buchanan Clark and Wells Limited

Also known as: BCW Group; Buchanan Clark & Wells; BCW

Buchanan Clark and Wells Limited was a UK debt collection company that operated in the consumer and commercial debt collection market. The brand is understood to have been discontinued, and the company or its operations may have been absorbed into another group.

If you received correspondence from Buchanan Clark and Wells in the past about a debt, the current management of that debt would depend on who instructed them. The debt may now be managed directly by the original creditor, a debt purchaser, or another collection agency.

If you are currently being contacted about a debt that was previously associated with Buchanan Clark and Wells, ask in writing for the identity of the current debt owner and their contact details.

Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice if you need help understanding your position on any debt associated with this company. If you have received recent or unexpected contact about a debt that references Buchanan Clark and Wells, ask the company contacting you for full details of who they are and who currently owns the debt. You have the right to this information. If you are unsure whether a contact is genuine, you can check the FCA Register at register.fca.org.uk before engaging. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice if you need help establishing the current status of any historical debt.

Quick summary

Company typeDebt Collector
Trading namesBCW Group; Buchanan Clark & Wells; BCW
FCA Firm Ref (FRN)Not verified
FCA statusCancelled / Dissolved
Companies House no.SC223606
Company statusDissolved / Brand discontinued (acquired by Arvato Financial Solutions in 2013; BCW brand shut down)
Parent companyArvato Financial Solutions (acquired BCW Group in 2013; Arvato is a Bertelsmann subsidiary — not Arrow Global)
Official websiteNot verified
Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Free regulated debt advice — start here

If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.

Why someone might search for Buchanan Clark and Wells Limited

Received a letter, call or text
Asking for proof of debt
Who is the original creditor
Setting up a payment plan
Disputed debt
Statute-barred debt question
County court claim received
Doorstep visit concern
Getting free debt help

Before you contact Buchanan Clark and Wells Limited

  • 1Check the company name and any trading names carefully.
  • 2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
  • 3Check the Companies House record if relevant.
  • 4Do not share payment card or bank details unless you are certain you are dealing with the real company.
  • 5Keep copies of all letters, emails, screenshots and payment records.
  • 6If you are unsure or under financial pressure, get free debt advice before taking action.
  • 7Ask the company to confirm the original creditor and the amount owed in writing.
  • 8Ask whether they own the debt or are collecting on behalf of someone else.
  • 9Do not make any payment if you dispute the debt without first taking free advice.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

  • ?Who was the original creditor?
  • ?Do you own the debt or are you collecting on behalf of someone else?
  • ?Can you send a full statement of account in writing?
  • ?Can you send proof of the assignment or purchase of this debt?
  • ?Can you send a copy of the original credit agreement where applicable?
  • ?Is collection activity on hold while I seek advice?
  • ?What is your formal complaints process?

Contact details

WebsiteNot verified
PhoneNot verified
EmailNot verified
Registered addressBCW House, 24 George Square, Glasgow (historical)
Customer contact addressNow Arvato Financial Solutions — see Arvato

Regulatory and company information

FCA Firm Reference NumberNot verified
FCA statusCancelled / Dissolved
Companies House numberSC223606
Company statusDissolved / Brand discontinued (acquired by Arvato Financial Solutions in 2013; BCW brand shut down)
Parent companyArvato Financial Solutions (acquired BCW Group in 2013; Arvato is a Bertelsmann subsidiary — not Arrow Global)

Useful official links

What they do

Main products and services

Consumer and commercial debt collection (historical); Credit management services (historical)

Trading names and group notes

Acquired by and absorbed into Arvato Financial Solutions in 2013. BCW brand discontinued. Arvato is part of Bertelsmann group, not Arrow Global.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

No review data available.

Overall public sentiment

Brand dissolved and discontinued; absorbed by Arvato.

Get free qualified debt advice first

Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.

Organise your budget before making any decisions

Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.

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Common questions about Buchanan Clark and Wells Limited

Why has Buchanan Clark and Wells Limited contacted me?+
Buchanan Clark and Wells Limited may have contacted you about a debt that is owed to them or to a company they represent. Always check the company is FCA-registered at register.fca.org.uk before taking any action. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Does Buchanan Clark and Wells Limited own the debt or collect it on behalf of someone else?+
Some companies own debts outright (debt purchasers) while others collect on behalf of the original creditor (debt collectors). You are entitled to ask Buchanan Clark and Wells Limited to confirm this in writing, along with the name of the original creditor.
Can I ask Buchanan Clark and Wells Limited for proof of the debt?+
You may ask Buchanan Clark and Wells Limited to provide a written statement of account showing the amount owed, the original creditor, and any charges or interest added. It is generally advisable to seek free debt advice before making any payment on a debt you do not recognise.
Should I ignore letters or calls from Buchanan Clark and Wells Limited?+
It is generally not advisable to ignore contact from a debt collection company. Ignoring the contact does not make the debt go away and may result in further action being taken. However, do seek free advice before responding or making any payment.
Can Buchanan Clark and Wells Limited take me to court?+
If a debt is owed and unpaid, a creditor or debt purchaser may apply to court for a County Court Judgement (CCJ) in England, Wales or Northern Ireland. Getting free regulated debt advice early gives you more options. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Can Buchanan Clark and Wells Limited visit my home?+
Debt collectors can visit your home but cannot enter without your permission and do not have the legal powers of a bailiff. If you are concerned about a doorstep visit, contact Citizens Advice or National Debtline for guidance before the visit.
Where can I get free debt help?+
If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

Sources and date checks

Other Debt Collector companies

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