Also known as: AIC; Allied International Credit
Allied International Credit (AIC) UK Limited is a debt collection company that provides collection services in the UK and internationally. It acts as an agent collecting debts on behalf of creditors and debt purchasers.
If you receive correspondence from AIC, a company you owe money to has instructed them to contact you. The letter should identify who the original creditor is and what the debt relates to.
AIC must follow FCA rules on fair treatment of customers and must provide clear, accurate information about any debt. You have the right to ask for full written details of the debt, including the original account reference and a statement of the amount claimed.
If you believe you do not owe the debt or that the amount is wrong, raise this in writing. If the debt is old, it may be statute barred. Citizens Advice or National Debtline can advise on this.
If you owe the debt but cannot pay in full, contact AIC to discuss an affordable arrangement. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice. If you owe the debt and cannot pay the full amount at once, most debt collectors including AIC are open to discussing affordable payment arrangements. Before agreeing to any plan, it helps to know exactly what you can afford based on your income and essential outgoings. Free debt advisers at StepChange and National Debtline can help you prepare a financial statement and make a realistic offer to AIC or any other collector. There is no need to pay a third party to help you negotiate with a debt collector when free help is available. Never agree to a payment amount you cannot sustain every month.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
Free regulated debt advice — start here
If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Allied International Credit (UK) Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Consumer debt collection; Accounts receivable management; Debt recovery for banks, credit card companies, loan providers, and utility companies
Trading names and group notes
UK subsidiary of Bill Gosling Outsourcing Group (Canada). Operates independently from Cabot/Encore Capital or Lowell.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
Not verified on Trustpilot — PissedConsumer shows 1.0 out of 5 (74 reviews)
Not verified on Trustpilot reviews
Other review sources
PissedConsumer: 1.0/5 from 74 reviews (predominantly US/Canada complainants; some UK)
Overall public sentiment
Very poor consumer sentiment on complaint platforms. Complaints relate to disputed debts, aggressive contact, and collection practices. No Trustpilot profile confirmed.
Get free qualified debt advice first
Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.
Organise your budget before making any decisions
Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.
Explore Ask Fin — £4.99/monthGeneral guidance tools only. Not regulated advice.
Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.
Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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