Also known as: Amigo Loans; Amigo
Amigo Loans Ltd was a UK lender that specialised in guarantor loans — loans where a friend or family member agrees to make repayments if the main borrower cannot. This type of lending was designed for people who could not get loans from mainstream banks due to poor credit histories.
Amigo became the subject of significant regulatory and legal proceedings following widespread complaints that its affordability checks were inadequate. Many borrowers and guarantors suffered financial harm. The FCA investigated the company, and a redress scheme was established to compensate affected customers and guarantors.
Amigo entered a legal process to set up a redress scheme for customers who had been mis-sold loans or whose guarantors were unfairly chased for repayments. If you were an Amigo customer or guarantor and believe you were affected, you should check the Amigo website for information about the redress scheme and how to make a claim.
Amigo is no longer accepting new loan applications. The focus of the business shifted to managing its existing customer base and the redress process.
If you have an outstanding Amigo loan and need to contact them, their website at amigoloans.co.uk has information about the redress process and customer services. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice.
Quick summary
Always verify this information directly with the company, the FCA Register and Companies House before relying on it.
These are general questions that may be relevant to your situation. They are not personalised advice.
Always use contact details from Amigo Loans Ltd’s official website ↗ or the FCA Register — not from unexpected letters or messages.
Main products and services
Guarantor personal loans (formerly offered; no longer active)
Trading names and group notes
Amigo Holdings PLC was the listed holding company. All group entities are now in liquidation.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
Trustpilot
Not verified (no longer active)
App Store
Not applicable
Google Play
Not applicable
Other review sources
Not applicable (firm wound down)
Overall public sentiment
Not applicable. Firm is in liquidation. Historical sentiment was deeply negative due to mis-selling controversy and affordability failures.
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Source URLs used in preparing this record
Date checked
2026-06-05
Next review due
Periodic review
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