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Lender Details›Asset Link Capital (No. 5) Limited
Debt Purchaser

Asset Link Capital (No. 5) Limited

Also known as: Asset Link Capital; Asset Link Capital No.5

Asset Link Capital No. 5 Limited is a UK debt purchasing vehicle. Companies like this are often special purpose entities used to hold portfolios of purchased consumer debt. They buy unpaid debts from financial services companies and other creditors.

If you receive correspondence relating to a debt owned by Asset Link Capital, it means a debt you had with another company has been sold. The letter should identify the original creditor and the account details. You have the right to ask for a full written breakdown of the debt and a copy of the original credit agreement.

Debt purchasers are regulated by the Financial Conduct Authority and must treat customers fairly, provide accurate information, and signpost customers to free debt advice services.

If you dispute the debt or believe it is incorrect, raise this in writing. If the debt is old, it may be statute barred under the Limitation Act 1980. Citizens Advice can help you check this.

If you owe the debt but cannot pay in full, it may be possible to agree a payment arrangement. Free debt advice is available from StepChange on 0800 138 1111, National Debtline on 0808 808 4000, or Citizens Advice at no cost.

Quick summary

Company typeDebt Purchaser
Trading namesAsset Link Capital; Asset Link Capital No.5
FCA Firm Ref (FRN)606817 (FRN belongs to Link Financial Outsourcing Limited — Asset Link Capital is a trading name)
FCA statusOperating under Link Financial Outsourcing Limited FRN 606817 (Authorised)
Companies House no.07273996
Company statusDormant (Companies House — dormant subsidiary)
Parent companyLink Financial Outsourcing Limited (CH 07059696) — which is itself a subsidiary of LC Financial Holdings Ltd (LC Group)
Official websitehttps://assetlinkcapital.com ↗
Date last checked2026-06-05

Always verify this information directly with the company, the FCA Register and Companies House before relying on it.

General guidance only. Information on this page is for general reference. Ask Fin does not provide regulated financial, debt, legal or tax advice. Fields marked “Not verified” have not been independently confirmed.

Free regulated debt advice — start here

If you are struggling with debt, arrears, or feel under pressure to pay, contact a free regulated debt advice service before taking any action. These services are confidential and free to use.

StepChange Debt Charity0800 138 1111National Debtline0808 808 4000Citizens Advice0800 144 8848MoneyHelper0800 138 7777

Why someone might search for Asset Link Capital (No. 5) Limited

Who now owns my debt
Notice of assignment received
Who was the original lender
Proof of debt request
Payment plan discussion
Disputed debt
Getting free debt help

Before you contact Asset Link Capital (No. 5) Limited

  • 1Check the company name and any trading names carefully.
  • 2Verify the company on the FCA Register at register.fca.org.uk before sharing personal or financial details.
  • 3Check the Companies House record if relevant.
  • 4Do not share payment card or bank details unless you are certain you are dealing with the real company.
  • 5Keep copies of all letters, emails, screenshots and payment records.
  • 6If you are unsure or under financial pressure, get free debt advice before taking action.
  • 7Ask the company to confirm the original creditor and the amount owed in writing.
  • 8Ask whether they own the debt or are collecting on behalf of someone else.
  • 9Do not make any payment if you dispute the debt without first taking free advice.

Questions worth asking

These are general questions that may be relevant to your situation. They are not personalised advice.

  • ?Who was the original creditor?
  • ?Do you own the debt or are you collecting on behalf of someone else?
  • ?Can you send a full statement of account in writing?
  • ?Can you send proof of the assignment or purchase of this debt?
  • ?Can you send a copy of the original credit agreement where applicable?
  • ?Is collection activity on hold while I seek advice?
  • ?What is your formal complaints process?

Contact details

Websitehttps://assetlinkcapital.com ↗
PhoneNot verified
EmailNot verified
Registered address5 The Peak, 2nd Floor, Wilton Road, London, SW1V 1AN
Customer contact address11 Belgrave Road, London, SW1V 1RB (Link Financial Outsourcing operational address)

Always use contact details from Asset Link Capital (No. 5) Limited’s official website ↗ or the FCA Register — not from unexpected letters or messages.

Regulatory and company information

FCA Firm Reference Number606817 (FRN belongs to Link Financial Outsourcing Limited — Asset Link Capital is a trading name)
FCA statusOperating under Link Financial Outsourcing Limited FRN 606817 (Authorised)
Companies House number07273996
Company statusDormant (Companies House — dormant subsidiary)
Parent companyLink Financial Outsourcing Limited (CH 07059696) — which is itself a subsidiary of LC Financial Holdings Ltd (LC Group)
Check FCA Register ↗Check Companies House ↗

Useful official links

↗FCA Register — verify any firm↗Companies House — company records↗Financial Ombudsman Service — complaints↗MoneyHelper — free money guidance↗StepChange — free debt advice↗National Debtline — free debt advice↗Citizens Advice — free advice

What they do

Main products and services

Debt purchasing; acquired debt portfolio management; consumer debt recovery

Trading names and group notes

Asset Link Capital No.5 Limited (CH 07273996) is dormant. The active FCA-regulated entity is Link Financial Outsourcing Limited (CH 07059696, FRN 606817). Other numbered Asset Link Capital entities (No.7, No.9, No.10) are also trading names of Link Financial Outsourcing.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

No review data available.

Other review sources

Credit Services Association member; part of LC Group / LCM Partners investment management group; operational centre in Caerphilly, Wales

Overall public sentiment

Not verified — limited public review data. Debt advice websites describe Link Financial / Asset Link Capital as an active debt purchaser pursuing collections on purchased portfolios.

Review sources

https://moneynerd.co.uk/asset-link-capital-debt-collection/ ↗

Get free qualified debt advice first

Before making any payment decision or agreeing to a plan, speak to a free regulated debt adviser who can review your full situation.

StepChange — free debt advice ↗National Debtline ↗

Organise your budget before making any decisions

Before making any payment decisions about a debt, get free qualified debt advice from StepChange, National Debtline or Citizens Advice. Ask Fin can also help you understand your monthly income and outgoings more clearly — but is not a substitute for regulated debt advice. General guidance only.

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General guidance tools only. Not regulated advice.

Common questions about Asset Link Capital (No. 5) Limited

Why has Asset Link Capital (No. 5) Limited contacted me?+
Asset Link Capital (No. 5) Limited may have contacted you about a debt that is owed to them or to a company they represent. Always check the company is FCA-registered at register.fca.org.uk before taking any action. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Does Asset Link Capital (No. 5) Limited own the debt or collect it on behalf of someone else?+
Some companies own debts outright (debt purchasers) while others collect on behalf of the original creditor (debt collectors). You are entitled to ask Asset Link Capital (No. 5) Limited to confirm this in writing, along with the name of the original creditor.
Can I ask Asset Link Capital (No. 5) Limited for proof of the debt?+
You may ask Asset Link Capital (No. 5) Limited to provide a written statement of account showing the amount owed, the original creditor, and any charges or interest added. It is generally advisable to seek free debt advice before making any payment on a debt you do not recognise.
Should I ignore letters or calls from Asset Link Capital (No. 5) Limited?+
It is generally not advisable to ignore contact from a debt collection company. Ignoring the contact does not make the debt go away and may result in further action being taken. However, do seek free advice before responding or making any payment.
Can Asset Link Capital (No. 5) Limited take me to court?+
If a debt is owed and unpaid, a creditor or debt purchaser may apply to court for a County Court Judgement (CCJ) in England, Wales or Northern Ireland. Getting free regulated debt advice early gives you more options. If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).
Can Asset Link Capital (No. 5) Limited visit my home?+
Debt collectors can visit your home but cannot enter without your permission and do not have the legal powers of a bailiff. If you are concerned about a doorstep visit, contact Citizens Advice or National Debtline for guidance before the visit.
Where can I get free debt help?+
If you are struggling with payments or under financial pressure, free regulated debt advice is available from StepChange (0800 138 1111), National Debtline (0808 808 4000) and Citizens Advice (0800 144 8848).

Answers are general guidance only. Rules and procedures may change. Always verify with the company or a qualified adviser.

Related guides and resources

GuideWhat to do if a debt collector contacts youRead →GuideDebt collector vs debt purchaser — what is the difference?Read →GuideHow to ask for proof of a debtRead →GuideHow to complain about a debt collectorRead →GuideFree debt help in the UKRead →GuideWhat is a debt collector?Read →GuideHow to deal with a debt collector letterRead →

Sources and date checks

Source URLs used in preparing this record

https://find-and-update.company-information.service.gov.uk/company/07273996 ↗https://register.fca.org.uk/s/firm?id=001b000000NMgbkAAD ↗https://assetlinkcapital.com/ ↗

Date checked

2026-06-05

Next review due

Periodic review

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