Also known as: JCIA; Jefferson Capital International; JC International Acquisition
JC International Acquisition LLC is a US-based debt purchaser authorised by the FCA to purchase and collect consumer debts in the UK. FCA authorisation was granted in September 2016 (FRN 717872). UK operational services are delivered through Creditlink Account Recovery Solutions Ltd (CARS), a UK-registered entity (CH 04296927) based in Basingstoke. Both JCIA and CARS are members of the Credit Services Association. JCIA purchases debt portfolios from telecoms, finance, banking, and retail sectors.
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Debt purchasing; debt management and recovery; purchases consumer debt portfolios from telecoms, store finance, banks, credit card companies
Trading names and group notes
Creditlink Account Recovery Solutions Ltd (CARS) (CH 04296927) is the UK-registered service company delivering collections on behalf of JCIA. The parent US group is linked to Jefferson Capital Systems LLC. No separate UK-registered debt-purchasing company (Ltd) has been identified for JCIA itself.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
No review data available.
Other review and social proof
Credit Services Association member; FCA authorisation granted September 2016; known for purchasing telecoms, store card, and credit card debt portfolios
Overall public sentiment
Not verified — limited public review data found. Debt advice websites note JCIA as an active UK debt purchaser pursuing collection of purchased accounts.
Date checked
2026-06-05
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
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