A side hustle is any activity you do alongside your main income to earn more money. In Merseyside, options range from local trade and hospitality work to online platforms. Liverpool has a large hospitality, events and tourism economy with flexible work available. Online platforms, delivery, tutoring and trade skills are accessible options. This guide covers realistic options with no guarantees.
This guide is for general information only. It is not financial advice. Free debt help is available from charities and public bodies. Always check fees, terms, and eligibility before using a paid service.
Start by listing what you can do and how many hours per week you can realistically give. Some side hustles need regular hours. Others are flexible. Choose something that fits your life rather than creating stress.
Cleaning, gardening, ironing, dog walking, childminding and handyman work are all in demand in Merseyside. Start by telling people you know, use Nextdoor and local Facebook groups. No upfront cost is needed for most local services.
Fiverr, PeoplePerHour and Upwork connect freelancers with clients for writing, design, translation, virtual assistant work and many other skills. Creating a profile costs nothing. Income varies — read reviews carefully and start with realistic rates.
Amazon Flex, Uber Eats, Deliveroo, DoorDash and courier platforms offer flexible delivery work. You need a suitable vehicle and valid insurance. Income after costs varies considerably. Check mileage costs and whether your vehicle insurance covers delivery work.
Etsy, Not On The High Street and local markets are routes for selling handmade or customised products. Start-up costs vary. Start small and test demand before investing heavily in stock or materials.
Liverpool has a large hospitality, events and tourism economy with flexible work available. Online platforms, delivery, tutoring and trade skills are accessible options. Key sectors include NHS, logistics, digital and creative, hospitality, retail, port and maritime, public sector and cultural industries. Zero-hours work is common in hospitality.
Paid service: these may charge a fee. Compare free options first and check the terms before you continue.
Paid Training and Skills Courses
Some platforms sell courses teaching how to set up a specific side hustle. Check free alternatives first. Be cautious of any course claiming to teach you how to earn a specific income amount.
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CV and Profile Writing Service
A paid service can help you create a professional profile for freelance platforms. Check fees and compare with free templates and guides available online.
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Start with free support. The services listed above are free, experienced and cover all the main options available to you. You do not need to pay to get good financial help.
If you want personalised guidance, Ask Fin can help you work through your situation and point you in the right direction — this is general guidance, not regulated financial advice.
Do I need to register as self-employed for a side hustle?
If your side hustle earns you more than £1,000 in a tax year, you need to register with HMRC and complete a Self Assessment tax return. This is straightforward. GOV.UK walks you through it step by step.
What side hustles work well in Merseyside?
Liverpool has a large hospitality, events and tourism economy with flexible work available. Online platforms, delivery, tutoring and trade skills are accessible options.
Can I do a side hustle while on Universal Credit?
Yes, but earnings will affect your Universal Credit payment. The Work Allowance and Taper Rate apply. Speak to Citizens Advice or use an online Universal Credit calculator to understand the impact.
Are side hustle courses worth paying for?
Most of what you need to start a side hustle is available free online. Paid courses can help with motivation and structure but check carefully before spending money. Ask what outcomes former students have had.
This guide is for general information only. It is not financial advice. Free debt help is available from charities and public bodies. Always check fees, terms, and eligibility before using a paid service.